Cholamandalam Investment and Finance Company Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Cholamandalam Investment and Finance Company Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹27Sales grew 134% in 3 years; of every extra ₹100 of sales, ₹27 became extra profit.
Higher than 55% of Financial Services companies in India.
Asset Productivity Ratio
+134% / +116%In 3 years sales changed by +134% while total assets changed by +116%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 73% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 63% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Cholamandalam Investment and Finance Company Limited owes ₹0.88 for every ₹1 it owns. Net profit rose 23% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
22.6Investors pay ₹22.6 for every ₹1 of Cholamandalam Investment and Finance Company Limited's yearly profit, higher than 64% of Financial Services companies in India.
P/B ratio
4.31The share price is 4.31 times Cholamandalam Investment and Finance Company Limited's book value per share, higher than 84% of Financial Services companies in India.
Market cap
₹131,276 CrThe total market value of all of Cholamandalam Investment and Finance Company Limited's shares at today's price (share price × number of shares), larger than 93% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹30,458 CrWhat Cholamandalam Investment and Finance Company Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹355.20Net worth divided by the number of shares. The share price of ₹1,531 is 4.3 times this, which is the P/B above.
Return on equity (ROE)
18.9%Cholamandalam Investment and Finance Company Limited earned 18.9% on its shareholders' money over the last year, higher than 86% of Financial Services companies in India.
Owes vs Owns
0.88×Cholamandalam Investment and Finance Company Limited owes ₹0.88 for every ₹1 it owns (high), higher than 79% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.13%Cholamandalam Investment and Finance Company Limited pays 0.13% of its share price as dividends a year, lower than 91% of dividend-paying Financial Services companies in India.
Revenue growth
+25%Revenue rose 25% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Profit growth
+23%Net profit rose 23% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Profit margin
31.2%Cholamandalam Investment and Finance Company Limited keeps ₹31 of every ₹100 of revenue as net profit.
Questions
What is Cholamandalam Investment and Finance Company Limited's P/E ratio?
Investors pay ₹22.6 for every ₹1 of Cholamandalam Investment and Finance Company Limited's yearly profit, higher than 64% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Cholamandalam Investment and Finance Company Limited: ₹131,276 Cr ÷ ₹30,458 Cr (31 Mar 2026) = 4.3.
What is Cholamandalam Investment and Finance Company Limited's return on equity?
Cholamandalam Investment and Finance Company Limited earned 18.9% on its shareholders' money over the last year, higher than 86% of Financial Services companies in India.
How much does Cholamandalam Investment and Finance Company Limited owe compared with what it owns?
Cholamandalam Investment and Finance Company Limited owes ₹0.88 for every ₹1 it owns (high), higher than 79% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Cholamandalam Investment and Finance Company Limited pay a dividend?
Yes. Cholamandalam Investment and Finance Company Limited pays 0.13% of its share price as dividends a year, lower than 91% of dividend-paying Financial Services companies in India.
Is Cholamandalam Investment and Finance Company Limited's revenue growing?
Revenue rose 25% in the year to Mar 2026, and grew 33% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.