City Holding Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from City Holding Company's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$48Sales grew 24% in 3 years; of every extra $100 of sales, $48 became extra profit.
Higher than 75% of Financial Services companies in United States.
Asset Productivity Ratio
+24% / +14%In 3 years sales changed by +24% while total assets changed by +14%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 53% of Financial Services companies in United States.
Tangible Net Worth Ratio
81%Of every $100 of net worth, $81 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 56% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
City Holding Company owes $0.88 for every $1 it owns. Net profit rose 11% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.7Investors pay $15.7 for every $1 of City Holding Company's yearly profit, higher than 67% of Financial Services companies in United States.
P/B ratio
2.49The share price is 2.49 times City Holding Company's book value per share, higher than 85% of Financial Services companies in United States.
Market cap
$2.0 BThe total market value of all of City Holding Company's shares at today's price (share price × number of shares), larger than 67% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$809 MWhat City Holding Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$57.57Net worth divided by the number of shares. The share price of $143.40 is 2.5 times this, which is the P/B above.
Return on equity (ROE)
16.8%City Holding Company earned 16.8% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
Owes vs Owns
0.88×City Holding Company owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.84%City Holding Company pays 2.84% of its share price as dividends a year, higher than 50% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit margin
42.8%City Holding Company keeps $43 of every $100 of revenue as net profit.
Questions
What is City Holding Company's P/E ratio?
Investors pay $15.7 for every $1 of City Holding Company's yearly profit, higher than 67% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For City Holding Company: $2.0 B ÷ $809 M (30 Jun 2026) = 2.5.
What is City Holding Company's return on equity?
City Holding Company earned 16.8% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
How much does City Holding Company owe compared with what it owns?
City Holding Company owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does City Holding Company pay a dividend?
Yes. City Holding Company pays 2.84% of its share price as dividends a year, higher than 50% of dividend-paying Financial Services companies in United States.
Is City Holding Company's revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.