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Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc. Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 20,809 14.2 2.02 0.05 14,511.44
Oct 2026 20,695 14.3 2.04 0.05 14,530.54
Oct 2026 20,727 14.3 2.04 0.05 14,433.62
Oct 2026 20,727 14.3 2.04 0.05 14,391.19
Oct 2026 20,635 14.6 2.07 0.05 14,634.45
Oct 2026 20,601 14.7 2.08 0.05 14,685.55
Oct 2026 20,667 14.5 2.06 0.05 14,526.82
Oct 2026 20,566 14.7 2.10 0.05 14,793.25
Oct 2026 20,581 14.7 2.09 0.05 14,717.93
Oct 2026 20,506 14.9 2.12 0.05 14,883.54
Oct 2026 20,529 14.8 2.11 0.05 14,885.54

Cullen/Frost Bankers, Inc. Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 576,009,000.0 574,837,000.0 581,061,000.0 567,075,000.0
Net Profit 172,059,000.0 170,987,000.0 166,252,000.0 174,380,000.0
EPS 2.7 2.6 2.6 2.7

Cullen/Frost Bankers, Inc. Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 2,235,244,000.0 2,063,710,000.0 1,987,206,000.0 1,696,101,000.0 —
Net Profit 648,557,000.0 582,542,000.0 597,973,000.0 579,150,000.0 —
EPS 9.9 8.9 9.1 8.8 —

Cullen/Frost Bankers, Inc. Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Total Assets 53,041,424,000.0 52,520,259,000.0 50,845,038,000.0 52,892,376,000.0 —
Total Liabilities 48,468,388,000.0 48,621,671,000.0 47,128,591,000.0 49,755,148,000.0 —
Total Equity 4,573,036,000.0 3,898,588,000.0 3,716,447,000.0 3,137,228,000.0 —

Owes vs Owns

Cullen/Frost Bankers, Inc. owed $0.91 for every $1 it owned in Jun 2026, down from $0.94 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.91× 0.91× 0.93× 0.93× 0.94×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

Cullen/Frost Bankers, Inc. Assets & Liabilities Breakdown (USD millions)

What it owns — Dec 2025

Cash & short-term investments 18.8%Fixed assets (tangible) 2.5%Long-term investments 36.6%Other assets 42.1%

How it's funded — Dec 2025

Other liabilities 91.0%Shareholders' equity 8.6%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments9,945.425,262.325,181.030,064.1
Receivables0.00.00.01,077.9
Inventory0.00.00.00.0
Fixed assets (tangible)1,313.21,245.41,190.01,102.7
Intangible assets0.00.00.0655.3
Long-term investments19,439.418,611.320,229.520,910.7
Other assets22,343.47,401.34,244.50.0
Liabilities & equity
Short-term debt0.00.00.00.0
Long-term debt223.0222.8222.6222.4
Payables0.00.00.0866.3
Other liabilities48,245.348,398.846,906.048,666.5
Shareholders' equity4,573.03,898.63,716.43,137.2
Net tangible assets4,573.03,898.63,716.43,137.2

Cullen/Frost Bankers, Inc. Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities 273,979,000.0 989,532,000.0 478,845,000.0 722,582,000.0 —
Investing Activities -1,601,095,000.0 -180,879,000.0 -942,751,000.0 -8,277,330,000.0 —
Financing Activities -33,087,000.0 738,329,000.0 -2,876,950,000.0 2,999,880,000.0 —

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