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PosiFunda · Fundamentals

Capitol Federal Financial, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Capitol Federal Financial, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 2/3

Sales grew in 2 of the last 3 years; profit grew in 2 of 3.

Steadier than 53% of Financial Services companies in United States.

Growth Efficiency Ratio

—

Sales fell 7%

Sales fell 7% in 3 years, so extra profit per extra sales cannot be measured.

Asset Productivity Ratio

-7% / +2%

In 3 years sales changed by -7% while total assets changed by +2%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

—

Data incomplete

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

−5%

Share count fell 5% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 3,929% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Capitol Federal Financial, Inc. owes $0.89 for every $1 it owns. Net profit rose 79% in the year to Sep 2025, and shrank 7% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Sep 2025.

P/E ratio

12.8

Investors pay $12.8 for every $1 of Capitol Federal Financial, Inc.'s yearly profit, higher than 52% of Financial Services companies in United States.

P/B ratio

1.01

The share price is 1.01 times Capitol Federal Financial, Inc.'s book value per share, lower than 71% of Financial Services companies in United States.

Market cap

$1.0 B

The total market value of all of Capitol Federal Financial, Inc.'s shares at today's price (share price × number of shares), larger than 57% of Financial Services companies in United States. PosiCap size class: Mini Cap.

Net worth (book value)

$1.0 B

What Capitol Federal Financial, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$8.28

Net worth divided by the number of shares. The share price of $8.33 is 1.0 times this, which is the P/B above.

Return on equity (ROE)

8.0%

Capitol Federal Financial, Inc. earned 8.0% on its shareholders' money over the last year, lower than 65% of Financial Services companies in United States.

Owes vs Owns

0.89×

Capitol Federal Financial, Inc. owes $0.89 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

4.22%

Capitol Federal Financial, Inc. pays 4.22% of its share price as dividends a year, higher than 70% of dividend-paying Financial Services companies in United States.

Revenue growth

+20%

Revenue rose 20% in the year to Sep 2025, and shrank 2% a year on average over 3 years.

Profit growth

+79%

Net profit rose 79% in the year to Sep 2025, and shrank 7% a year on average over 3 years.

Profit margin

34.3%

Capitol Federal Financial, Inc. keeps $34 of every $100 of revenue as net profit.

Questions

What is Capitol Federal Financial, Inc.'s P/E ratio?

Investors pay $12.8 for every $1 of Capitol Federal Financial, Inc.'s yearly profit, higher than 52% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Capitol Federal Financial, Inc.: $1.0 B ÷ $1.0 B (30 Jun 2026) = 1.0.

What is Capitol Federal Financial, Inc.'s return on equity?

Capitol Federal Financial, Inc. earned 8.0% on its shareholders' money over the last year, lower than 65% of Financial Services companies in United States.

How much does Capitol Federal Financial, Inc. owe compared with what it owns?

Capitol Federal Financial, Inc. owes $0.89 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Capitol Federal Financial, Inc. pay a dividend?

Yes. Capitol Federal Financial, Inc. pays 4.22% of its share price as dividends a year, higher than 70% of dividend-paying Financial Services companies in United States.

Is Capitol Federal Financial, Inc.'s revenue growing?

Revenue rose 20% in the year to Sep 2025, and shrank 2% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.