CF Bankshares Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CF Bankshares Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
−$7Sales grew 17% in 3 years, but profit fell: $7 less profit per $100 of extra sales.
Lower than 81% of Financial Services companies in United States.
Asset Productivity Ratio
+17% / +16%In 3 years sales changed by +17% while total assets changed by +16%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
CF Bankshares Inc. owes $0.91 for every $1 it owns. Net profit rose 31% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.8Investors pay $11.8 for every $1 of CF Bankshares Inc.'s yearly profit, lower than 58% of Financial Services companies in United States.
P/B ratio
1.15The share price is 1.15 times CF Bankshares Inc.'s book value per share, lower than 61% of Financial Services companies in United States.
Market cap
$224 MThe total market value of all of CF Bankshares Inc.'s shares at today's price (share price × number of shares), smaller than 80% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$194 MWhat CF Bankshares Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$29.93Net worth divided by the number of shares. The share price of $34.48 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
10.2%CF Bankshares Inc. earned 10.2% on its shareholders' money over the last year, lower than 52% of Financial Services companies in United States.
Owes vs Owns
0.91×CF Bankshares Inc. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.04%CF Bankshares Inc. pays 1.04% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in United States.
Revenue growth
+19%Revenue rose 19% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
+31%Net profit rose 31% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit margin
29.2%CF Bankshares Inc. keeps $29 of every $100 of revenue as net profit.
Questions
What is CF Bankshares Inc.'s P/E ratio?
Investors pay $11.8 for every $1 of CF Bankshares Inc.'s yearly profit, lower than 58% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CF Bankshares Inc.: $224 M ÷ $194 M (30 Jun 2026) = 1.2.
What is CF Bankshares Inc.'s return on equity?
CF Bankshares Inc. earned 10.2% on its shareholders' money over the last year, lower than 52% of Financial Services companies in United States.
How much does CF Bankshares Inc. owe compared with what it owns?
CF Bankshares Inc. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does CF Bankshares Inc. pay a dividend?
Yes. CF Bankshares Inc. pays 1.04% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in United States.
Is CF Bankshares Inc.'s revenue growing?
Revenue rose 19% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.