Central Bank of India
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Central Bank of India's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹59Sales grew 30% in 3 years; of every extra ₹100 of sales, ₹59 became extra profit.
Higher than 78% of Financial Services companies in India.
Asset Productivity Ratio
+30% / +35%In 3 years sales changed by +30% while total assets changed by +35%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 75% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 58% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Central Bank of India owes ₹0.93 for every ₹1 it owns. Net profit rose 15% in the year to Mar 2026, and grew 39% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
6.0Investors pay ₹6.0 for every ₹1 of Central Bank of India's yearly profit, lower than 90% of Financial Services companies in India.
P/B ratio
0.66The share price is 0.66 times Central Bank of India's book value per share, lower than 85% of Financial Services companies in India.
Market cap
₹27,163 CrThe total market value of all of Central Bank of India's shares at today's price (share price × number of shares), larger than 70% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹40,958 CrWhat Central Bank of India would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹45.25Net worth divided by the number of shares. The share price of ₹30.01 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
11.6%Central Bank of India earned 11.6% on its shareholders' money over the last year, higher than 51% of Financial Services companies in India.
Owes vs Owns
0.93×Central Bank of India owes ₹0.93 for every ₹1 it owns (high), higher than 94% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
3.32%Central Bank of India pays 3.32% of its share price as dividends a year, higher than 89% of dividend-paying Financial Services companies in India.
Revenue growth
+5%Revenue rose 5% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Profit growth
+15%Net profit rose 15% in the year to Mar 2026, and grew 39% a year on average over 3 years.
Profit margin
21.9%Central Bank of India keeps ₹22 of every ₹100 of revenue as net profit.
Questions
What is Central Bank of India's P/E ratio?
Investors pay ₹6.0 for every ₹1 of Central Bank of India's yearly profit, lower than 90% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Central Bank of India: ₹27,163 Cr ÷ ₹40,958 Cr (30 Jun 2026) = 0.7.
What is Central Bank of India's return on equity?
Central Bank of India earned 11.6% on its shareholders' money over the last year, higher than 51% of Financial Services companies in India.
How much does Central Bank of India owe compared with what it owns?
Central Bank of India owes ₹0.93 for every ₹1 it owns (high), higher than 94% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Central Bank of India pay a dividend?
Yes. Central Bank of India pays 3.32% of its share price as dividends a year, higher than 89% of dividend-paying Financial Services companies in India.
Is Central Bank of India's revenue growing?
Revenue rose 5% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.