Cardlytics, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Cardlytics, Inc.'s yearly results (2022–2025), compared with Communication Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Cushion Ratio: Debt, after subtracting cash, is 15.1 times its market value (net debt). Lower than 97% of Communication Services companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
0.0×Over the last 3 years its own operating cash paid for 1% of its investment spending (capex); the rest came from other sources such as borrowing, cash reserves or new shares.
Lower than 77% of Communication Services companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 60% of Communication Services companies in United States.
Growth Efficiency Ratio
—Sales fell 22%
Sales fell 22% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-22% / -59%In 3 years sales changed by -22% while total assets changed by -59%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
5.8×Debt due within a year is covered 5.8 times by its yearly operating cash.
Higher than 57% of Communication Services companies in United States.
Cash Cushion Ratio
15.1× debtDebt, after subtracting cash, is 15.1 times its market value (net debt).
Lower than 97% of Communication Services companies in United States.
Tangible Assets Ratio
51%Of every $100 the company owns, $51 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 66% of Communication Services companies in United States.
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Cardlytics, Inc. made a loss over the last year. Cardlytics, Inc. owes $1.07 for every $1 it owns. Cardlytics, Inc. made a loss in each of the last two years.
Compared with Communication Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossCardlytics, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
-0.69Cardlytics, Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.
Market cap
$11 MThe total market value of all of Cardlytics, Inc.'s shares at today's price (share price × number of shares), smaller than 92% of Communication Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
NegativeCardlytics, Inc.'s net worth is negative ($16 M below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.
Return on equity (ROE)
-513.2%Cardlytics, Inc. lost 513.2% of its shareholders' money over the last year, lower than 96% of Communication Services companies in United States.
Owes vs Owns
1.07×Cardlytics, Inc. owes $1.07 for every $1 it owns, so it owes more than it owns, higher than 87% of Communication Services companies in United States.
Dividend yield
NoneCardlytics, Inc. does not currently pay a dividend.
Revenue growth
-16%Revenue fell 16% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Profit growth
LossCardlytics, Inc. made a loss in each of the last two years.
Profit margin
-44.4%Cardlytics, Inc. lost $44 for every $100 of revenue.
Interest cover
Not coveredCardlytics, Inc.'s operating profit did not cover its interest costs in the year to Dec 2025.
Cash vs debt
Net debtCardlytics, Inc. had $167 M more debt than cash (net debt) at Dec 2025.
Questions
What is Cardlytics, Inc.'s return on equity?
Cardlytics, Inc. lost 513.2% of its shareholders' money over the last year, lower than 96% of Communication Services companies in United States.
How much does Cardlytics, Inc. owe compared with what it owns?
Cardlytics, Inc. owes $1.07 for every $1 it owns, so it owes more than it owns, higher than 87% of Communication Services companies in United States.
Does Cardlytics, Inc. pay a dividend?
No. Cardlytics, Inc. does not currently pay a dividend.
Is Cardlytics, Inc.'s revenue growing?
Revenue fell 16% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.