CNB Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CNB Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 40% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 34% of profit over the same period. Bigger rise in share count than 86% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
$5Sales grew 26% in 3 years; of every extra $100 of sales, $5 became extra profit.
Lower than 72% of Financial Services companies in United States.
Asset Productivity Ratio
+26% / +53%In 3 years sales changed by +26% while total assets changed by +53%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 60% of Financial Services companies in United States.
Tangible Net Worth Ratio
86%Of every $100 of net worth, $86 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 54% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
CNB Financial Corporation owes $0.89 for every $1 it owns. Net profit rose 21% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.9Investors pay $10.9 for every $1 of CNB Financial Corporation's yearly profit, lower than 71% of Financial Services companies in United States.
P/B ratio
1.15The share price is 1.15 times CNB Financial Corporation's book value per share, lower than 61% of Financial Services companies in United States.
Market cap
$1.0 BThe total market value of all of CNB Financial Corporation's shares at today's price (share price × number of shares), larger than 57% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$909 MWhat CNB Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$30.70Net worth divided by the number of shares. The share price of $35.24 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
12.4%CNB Financial Corporation earned 12.4% on its shareholders' money over the last year, higher than 63% of Financial Services companies in United States.
Owes vs Owns
0.89×CNB Financial Corporation owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.20%CNB Financial Corporation pays 2.20% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Revenue growth
+25%Revenue rose 25% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
+21%Net profit rose 21% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
23.9%CNB Financial Corporation keeps $24 of every $100 of revenue as net profit.
Questions
What is CNB Financial Corporation's P/E ratio?
Investors pay $10.9 for every $1 of CNB Financial Corporation's yearly profit, lower than 71% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CNB Financial Corporation: $1.0 B ÷ $909 M (30 Jun 2026) = 1.1.
What is CNB Financial Corporation's return on equity?
CNB Financial Corporation earned 12.4% on its shareholders' money over the last year, higher than 63% of Financial Services companies in United States.
How much does CNB Financial Corporation owe compared with what it owns?
CNB Financial Corporation owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does CNB Financial Corporation pay a dividend?
Yes. CNB Financial Corporation pays 2.20% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Is CNB Financial Corporation's revenue growing?
Revenue rose 25% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.