Capital City Bank Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Capital City Bank Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$55Sales grew 26% in 3 years; of every extra $100 of sales, $55 became extra profit.
Higher than 82% of Financial Services companies in United States.
Asset Productivity Ratio
+26% / -3%In 3 years sales changed by +26% while total assets changed by -3%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 51% of Financial Services companies in United States.
Tangible Net Worth Ratio
84%Of every $100 of net worth, $84 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 50% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Capital City Bank Group, Inc. owes $0.87 for every $1 it owns. Net profit rose 16% in the year to Dec 2025, and grew 23% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
14.0Investors pay $14.0 for every $1 of Capital City Bank Group, Inc.'s yearly profit, higher than 60% of Financial Services companies in United States.
P/B ratio
1.52The share price is 1.52 times Capital City Bank Group, Inc.'s book value per share, higher than 68% of Financial Services companies in United States.
Market cap
$864 MThe total market value of all of Capital City Bank Group, Inc.'s shares at today's price (share price × number of shares), larger than 53% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$570 MWhat Capital City Bank Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$33.31Net worth divided by the number of shares. The share price of $50.49 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
11.3%Capital City Bank Group, Inc. earned 11.3% on its shareholders' money over the last year, higher than 55% of Financial Services companies in United States.
Owes vs Owns
0.87×Capital City Bank Group, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.18%Capital City Bank Group, Inc. pays 2.18% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in United States.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
+16%Net profit rose 16% in the year to Dec 2025, and grew 23% a year on average over 3 years.
Profit margin
25.2%Capital City Bank Group, Inc. keeps $25 of every $100 of revenue as net profit.
Questions
What is Capital City Bank Group, Inc.'s P/E ratio?
Investors pay $14.0 for every $1 of Capital City Bank Group, Inc.'s yearly profit, higher than 60% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Capital City Bank Group, Inc.: $864 M ÷ $570 M (30 Jun 2026) = 1.5.
What is Capital City Bank Group, Inc.'s return on equity?
Capital City Bank Group, Inc. earned 11.3% on its shareholders' money over the last year, higher than 55% of Financial Services companies in United States.
How much does Capital City Bank Group, Inc. owe compared with what it owns?
Capital City Bank Group, Inc. owes $0.87 for every $1 it owns (high), higher than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Capital City Bank Group, Inc. pay a dividend?
Yes. Capital City Bank Group, Inc. pays 2.18% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in United States.
Is Capital City Bank Group, Inc.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.