Coastal Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Coastal Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 93% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 91% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$3Sales grew 91% in 3 years; of every extra $100 of sales, $3 became extra profit.
Lower than 73% of Financial Services companies in United States.
Asset Productivity Ratio
+91% / +51%In 3 years sales changed by +91% while total assets changed by +51%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 93% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 91% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Coastal Financial Corporation made a loss over the last year. Coastal Financial Corporation owes $0.92 for every $1 it owns. Net profit rose 4% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossCoastal Financial Corporation made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.48The share price is 1.48 times Coastal Financial Corporation's book value per share, higher than 67% of Financial Services companies in United States.
Market cap
$686 MThe total market value of all of Coastal Financial Corporation's shares at today's price (share price × number of shares), smaller than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$463 MWhat Coastal Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$30.32Net worth divided by the number of shares. The share price of $44.90 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
-0.8%Coastal Financial Corporation lost 0.8% of its shareholders' money over the last year, lower than 86% of Financial Services companies in United States.
Owes vs Owns
0.92×Coastal Financial Corporation owes $0.92 for every $1 it owns (high), higher than 89% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneCoastal Financial Corporation does not currently pay a dividend.
Revenue growth
-11%Revenue fell 11% in the year to Dec 2025, and grew 24% a year on average over 3 years.
Profit growth
+4%Net profit rose 4% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
11.6%Coastal Financial Corporation keeps $12 of every $100 of revenue as net profit.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Coastal Financial Corporation: $686 M ÷ $463 M (30 Jun 2026) = 1.5.
What is Coastal Financial Corporation's return on equity?
Coastal Financial Corporation lost 0.8% of its shareholders' money over the last year, lower than 86% of Financial Services companies in United States.
How much does Coastal Financial Corporation owe compared with what it owns?
Coastal Financial Corporation owes $0.92 for every $1 it owns (high), higher than 89% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Coastal Financial Corporation pay a dividend?
No. Coastal Financial Corporation does not currently pay a dividend.
Is Coastal Financial Corporation's revenue growing?
Revenue fell 11% in the year to Dec 2025, and grew 24% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.