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Commerce Bancshares, Inc.
Commerce Bancshares, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,747 | 13.3 | 1.79 | 0.00 | 5,253.44 |
| Oct 2026 | 20,704 | 13.4 | 1.80 | 0.00 | 5,224.56 |
| Oct 2026 | 20,734 | 13.3 | 1.79 | 0.00 | 5,170.24 |
| Oct 2026 | 20,721 | 13.3 | 1.79 | 0.00 | 5,167.04 |
| Oct 2026 | 20,608 | 13.6 | 1.83 | 0.00 | 5,276.04 |
| Oct 2026 | 20,596 | 13.7 | 1.83 | 0.00 | 5,274.68 |
| Oct 2026 | 20,653 | 13.5 | 1.81 | 0.00 | 5,225.33 |
| Oct 2026 | 20,606 | 13.6 | 1.83 | 0.00 | 5,269.89 |
| Oct 2026 | 20,650 | 13.3 | 1.81 | 0.00 | 5,215.26 |
| Oct 2026 | 20,516 | 13.6 | 1.86 | 0.00 | 5,334.03 |
Commerce Bancshares, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 511,743,000.0 | 487,338,000.0 | 452,289,000.0 | 448,853,000.0 |
| Net Profit | 159,790,000.0 | 141,623,000.0 | 140,662,000.0 | 141,518,000.0 |
| EPS | 1.1 | 1.0 | 1.0 | 1.0 |
Commerce Bancshares, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 1,767,799,000.0 | 1,663,622,000.0 | 1,586,159,000.0 | 1,509,226,000.0 | — |
| Net Profit | 566,251,000.0 | 526,331,000.0 | 477,060,000.0 | 488,399,000.0 | — |
| EPS | 4.0 | 3.7 | 3.3 | 3.3 | — |
Commerce Bancshares, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 32,915,089,000.0 | 31,996,627,000.0 | 31,701,061,000.0 | 31,875,931,000.0 | — |
| Total Liabilities | 29,100,317,000.0 | 28,664,152,000.0 | 28,736,831,000.0 | 29,394,354,000.0 | — |
| Total Equity | 3,791,371,000.0 | 3,309,881,000.0 | 2,944,116,000.0 | 2,465,291,000.0 | — |
Owes vs Owns
Commerce Bancshares, Inc. owed $0.88 for every $1 it owned in Jun 2026, down from $0.92 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.88× | 0.88× | 0.90× | 0.91× | 0.92× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Commerce Bancshares, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 38.4%Fixed assets (tangible) 1.5%Long-term investments 28.5%Other assets 31.1%
How it's funded — Dec 2025
Other liabilities 88.4%Shareholders' equity 11.6%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 12,643.1 | 12,509.8 | 12,366.9 | 13,080.0 |
| Receivables | 0.0 | 0.0 | 0.0 | 0.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 485.7 | 475.3 | 469.1 | 418.9 |
| Intangible assets | 159.8 | 160.2 | 160.7 | 154.2 |
| Long-term investments | 9,377.3 | 9,416.7 | 9,903.0 | 12,473.7 |
| Other assets | 10,249.1 | 9,434.7 | 8,801.4 | 5,749.2 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 12.8 | 0.1 | 1.4 | 9.7 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 29,087.5 | 28,664.1 | 28,735.4 | 29,384.7 |
| Shareholders' equity | 3,814.8 | 3,332.5 | 2,964.2 | 2,481.6 |
| Net tangible assets | 3,631.5 | 3,149.7 | 2,783.4 | 2,311.1 |
Commerce Bancshares, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 645,136,000.0 | 577,859,000.0 | 488,769,000.0 | 559,385,000.0 | — |
| Investing Activities | -462,370,000.0 | 483,787,000.0 | 2,183,832,000.0 | 242,271,000.0 | — |
| Financing Activities | -11,043,000.0 | -372,937,000.0 | -883,119,000.0 | -4,200,809,000.0 | — |