Commercial Bancgroup, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Commercial Bancgroup, Inc.'s yearly results, compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
—Data incomplete
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 80% of Financial Services companies in United States.
Tangible Net Worth Ratio
96%Of every $100 of net worth, $96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 79% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Commercial Bancgroup, Inc. owes $0.87 for every $1 it owns. Net profit rose 18% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.0Investors pay $11.0 for every $1 of Commercial Bancgroup, Inc.'s yearly profit, lower than 69% of Financial Services companies in United States.
P/B ratio
1.46The share price is 1.46 times Commercial Bancgroup, Inc.'s book value per share, higher than 65% of Financial Services companies in United States.
Market cap
$441 MThe total market value of all of Commercial Bancgroup, Inc.'s shares at today's price (share price × number of shares), smaller than 62% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$303 MWhat Commercial Bancgroup, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$22.09Net worth divided by the number of shares. The share price of $32.17 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
14.6%Commercial Bancgroup, Inc. earned 14.6% on its shareholders' money over the last year, higher than 74% of Financial Services companies in United States.
Owes vs Owns
0.87×Commercial Bancgroup, Inc. owes $0.87 for every $1 it owns (high), higher than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.02%Commercial Bancgroup, Inc. pays 1.02% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025.
Profit growth
+18%Net profit rose 18% in the year to Dec 2025.
Profit margin
41.2%Commercial Bancgroup, Inc. keeps $41 of every $100 of revenue as net profit.
Questions
What is Commercial Bancgroup, Inc.'s P/E ratio?
Investors pay $11.0 for every $1 of Commercial Bancgroup, Inc.'s yearly profit, lower than 69% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Commercial Bancgroup, Inc.: $441 M ÷ $303 M (30 Jun 2026) = 1.5.
What is Commercial Bancgroup, Inc.'s return on equity?
Commercial Bancgroup, Inc. earned 14.6% on its shareholders' money over the last year, higher than 74% of Financial Services companies in United States.
How much does Commercial Bancgroup, Inc. owe compared with what it owns?
Commercial Bancgroup, Inc. owes $0.87 for every $1 it owns (high), higher than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Commercial Bancgroup, Inc. pay a dividend?
Yes. Commercial Bancgroup, Inc. pays 1.02% of its share price as dividends a year, lower than 89% of dividend-paying Financial Services companies in United States.
Is Commercial Bancgroup, Inc.'s revenue growing?
Revenue rose 3% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.