Cass Information Systems, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Cass Information Systems, Inc.'s yearly results (2022–2025), compared with Industrials companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 95% of Industrials companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $92 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 85% of Industrials companies in United States.
Cash quality
Profit Cash Ratio
$134Over the last 3 years, every $100 of reported profit came with $134 of operating cash.
Lower than 59% of Industrials companies in United States.
Self-Funding Ratio
4.3×Over the last 3 years its own operating cash covered its investment spending (capex) 4.3 times.
Higher than 69% of Industrials companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 60% of Industrials companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+3% / +1%In 3 years sales changed by +3% while total assets changed by +1%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
—Data incomplete
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 95% of Industrials companies in United States.
Tangible Net Worth Ratio
92%Of every $100 of net worth, $92 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 85% of Industrials companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (12)
Cass Information Systems, Inc. owes $0.90 for every $1 it owns. Net profit rose 83% in the year to Dec 2025, and grew 0% a year on average over 3 years.
Compared with Industrials companies in United States · latest annual results Dec 2025.
P/E ratio
18.9Investors pay $18.9 for every $1 of Cass Information Systems, Inc.'s yearly profit, lower than 75% of Industrials companies in United States.
P/B ratio
2.86The share price is 2.86 times Cass Information Systems, Inc.'s book value per share, higher than 54% of Industrials companies in United States.
Market cap
$701 MThe total market value of all of Cass Information Systems, Inc.'s shares at today's price (share price × number of shares), smaller than 62% of Industrials companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$245 MWhat Cass Information Systems, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$19.15Net worth divided by the number of shares. The share price of $54.83 is 2.9 times this, which is the P/B above.
Return on equity (ROE)
16.2%Cass Information Systems, Inc. earned 16.2% on its shareholders' money over the last year, higher than 72% of Industrials companies in United States.
Owes vs Owns
0.90×Cass Information Systems, Inc. owes $0.90 for every $1 it owns (high), higher than 89% of Industrials companies in United States.
Dividend yield
2.36%Cass Information Systems, Inc. pays 2.36% of its share price as dividends a year, higher than 79% of dividend-paying Industrials companies in United States.
Revenue growth
+5%Revenue rose 5% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit growth
+83%Net profit rose 83% in the year to Dec 2025, and grew 0% a year on average over 3 years.
Profit margin
19.3%Cass Information Systems, Inc. keeps $19 of every $100 of revenue as net profit.
Cash quality
1.07×Cash from Cass Information Systems, Inc.'s business was 1.07× its reported profit in the year to Dec 2025 — its profit turned into cash.
Questions
What is Cass Information Systems, Inc.'s P/E ratio?
Investors pay $18.9 for every $1 of Cass Information Systems, Inc.'s yearly profit, lower than 75% of Industrials companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Cass Information Systems, Inc.: $701 M ÷ $245 M (30 Jun 2026) = 2.9.
What is Cass Information Systems, Inc.'s return on equity?
Cass Information Systems, Inc. earned 16.2% on its shareholders' money over the last year, higher than 72% of Industrials companies in United States.
How much does Cass Information Systems, Inc. owe compared with what it owns?
Cass Information Systems, Inc. owes $0.90 for every $1 it owns (high), higher than 89% of Industrials companies in United States.
Does Cass Information Systems, Inc. pay a dividend?
Yes. Cass Information Systems, Inc. pays 2.36% of its share price as dividends a year, higher than 79% of dividend-paying Industrials companies in United States.
Is Cass Information Systems, Inc.'s revenue growing?
Revenue rose 5% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.