Capital Small Finance Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Capital Small Finance Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹25Sales grew 51% in 3 years; of every extra ₹100 of sales, ₹25 became extra profit.
Higher than 54% of Financial Services companies in India.
Asset Productivity Ratio
+51% / +52%In 3 years sales changed by +51% while total assets changed by +52%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Capital Small Finance Bank Limited owes ₹0.89 for every ₹1 it owns. Net profit rose 7% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
7.8Investors pay ₹7.8 for every ₹1 of Capital Small Finance Bank Limited's yearly profit, lower than 80% of Financial Services companies in India.
P/B ratio
0.79The share price is 0.79 times Capital Small Finance Bank Limited's book value per share, lower than 77% of Financial Services companies in India.
Market cap
₹1,179 CrThe total market value of all of Capital Small Finance Bank Limited's shares at today's price (share price × number of shares), smaller than 63% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹1,488 CrWhat Capital Small Finance Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹327.17Net worth divided by the number of shares. The share price of ₹259.15 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
10.5%Capital Small Finance Bank Limited earned 10.5% on its shareholders' money over the last year, lower than 55% of Financial Services companies in India.
Owes vs Owns
0.89×Capital Small Finance Bank Limited owes ₹0.89 for every ₹1 it owns (high), higher than 82% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
1.86%Capital Small Finance Bank Limited pays 1.86% of its share price as dividends a year, higher than 73% of dividend-paying Financial Services companies in India.
Revenue growth
+13%Revenue rose 13% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit growth
+7%Net profit rose 7% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit margin
25.3%Capital Small Finance Bank Limited keeps ₹25 of every ₹100 of revenue as net profit.
Questions
What is Capital Small Finance Bank Limited's P/E ratio?
Investors pay ₹7.8 for every ₹1 of Capital Small Finance Bank Limited's yearly profit, lower than 80% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Capital Small Finance Bank Limited: ₹1,179 Cr ÷ ₹1,488 Cr (30 Jun 2026) = 0.8.
What is Capital Small Finance Bank Limited's return on equity?
Capital Small Finance Bank Limited earned 10.5% on its shareholders' money over the last year, lower than 55% of Financial Services companies in India.
How much does Capital Small Finance Bank Limited owe compared with what it owns?
Capital Small Finance Bank Limited owes ₹0.89 for every ₹1 it owns (high), higher than 82% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Capital Small Finance Bank Limited pay a dividend?
Yes. Capital Small Finance Bank Limited pays 1.86% of its share price as dividends a year, higher than 73% of dividend-paying Financial Services companies in India.
Is Capital Small Finance Bank Limited's revenue growing?
Revenue rose 13% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.