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Credit Acceptance Corporation
Credit Acceptance Corporation Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 16,007 | 12.1 | 3.58 | 3.96 | 52,891.81 |
| Oct 2026 | 15,634 | 12.1 | 3.58 | 3.96 | 52,477.30 |
| Oct 2026 | 17,636 | 12.0 | 3.57 | 3.96 | 51,993.79 |
| Oct 2026 | 17,783 | 11.7 | 3.48 | 3.96 | 50,541.50 |
| Oct 2026 | 17,593 | 12.4 | 3.59 | 3.96 | 52,216.23 |
| Oct 2026 | 17,689 | 11.9 | 3.53 | 3.96 | 51,238.89 |
| Oct 2026 | 17,762 | 11.8 | 3.49 | 3.96 | 50,650.91 |
| Oct 2026 | 17,720 | 11.9 | 3.52 | 3.96 | 51,026.39 |
| Oct 2026 | 17,686 | 11.9 | 3.54 | 3.96 | 51,192.60 |
| Oct 2026 | 17,496 | 12.3 | 3.65 | 3.96 | 52,755.03 |
Credit Acceptance Corporation Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 582,200,000.0 | 574,800,000.0 | 573,600,000.0 | 576,400,000.0 |
| Net Profit | 135,900,000.0 | 135,800,000.0 | 122,000,000.0 | 108,200,000.0 |
| EPS | — | 12.6 | 11.2 | 9.6 |
Credit Acceptance Corporation Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 2,287,900,000.0 | 2,134,300,000.0 | 1,879,800,000.0 | 1,823,000,000.0 | — |
| Net Profit | 423,900,000.0 | 247,900,000.0 | 286,100,000.0 | 535,800,000.0 | — |
| EPS | 37.0 | 20.1 | 22.1 | 39.5 | — |
Credit Acceptance Corporation Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 8,631,700,000.0 | 8,854,600,000.0 | 7,610,200,000.0 | 6,904,700,000.0 | — |
| Total Liabilities | 7,108,100,000.0 | 7,105,000,000.0 | 5,856,500,000.0 | 5,280,700,000.0 | — |
| Total Equity | 1,523,600,000.0 | 1,749,600,000.0 | 1,753,700,000.0 | 1,624,000,000.0 | — |
Owes vs Owns
Credit Acceptance Corporation owed $0.82 for every $1 it owned in Jun 2026, up from $0.76 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.82× | 0.82× | 0.80× | 0.77× | 0.76× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Credit Acceptance Corporation Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Receivables 92.4%Other assets 7.2%
How it's funded — Dec 2025
Long-term debt 73.6%Payables 4.6%Other liabilities 4.1%Shareholders' equity 17.7%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 22.8 | 343.7 | 13.2 | 7.7 |
| Receivables | 7,976.4 | 7,854.5 | 6,959.6 | 6,306.4 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 12.6 | 14.7 | 46.5 | 51.4 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 0.0 | 0.0 | 0.0 | 0.0 |
| Other assets | 619.9 | 641.7 | 590.9 | 539.2 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 6,353.9 | 6,352.9 | 5,067.5 | 4,590.7 |
| Payables | 400.2 | 315.8 | 318.8 | 260.8 |
| Other liabilities | 354.0 | 436.3 | 470.2 | 429.2 |
| Shareholders' equity | 1,523.6 | 1,749.6 | 1,753.7 | 1,624.0 |
| Net tangible assets | 1,523.6 | 1,749.6 | 1,753.7 | 1,624.0 |
Credit Acceptance Corporation Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 1,054,600,000.0 | 1,137,900,000.0 | 1,203,800,000.0 | 1,238,700,000.0 | — |
| Investing Activities | -674,300,000.0 | -1,721,100,000.0 | -1,416,800,000.0 | -460,600,000.0 | — |
| Financing Activities | -724,600,000.0 | 957,300,000.0 | 266,200,000.0 | -794,600,000.0 | — |