The Baldwin Insurance Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Baldwin Insurance Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than almost all Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $35 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 97% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$2Sales grew 54% in 3 years; of every extra $100 of sales, $2 became extra profit.
Lower than 75% of Financial Services companies in United States.
Asset Productivity Ratio
+54% / +12%In 3 years sales changed by +54% while total assets changed by +12%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
35%Of every $100 the company owns, $35 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 97% of Financial Services companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than almost all Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Baldwin Insurance Group, Inc. made a loss over the last year. The Baldwin Insurance Group, Inc. owes $0.77 for every $1 it owns. The Baldwin Insurance Group, Inc. made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossThe Baldwin Insurance Group, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
5.07The share price is 5.07 times The Baldwin Insurance Group, Inc.'s book value per share, higher than 93% of Financial Services companies in United States.
Market cap
$4.5 BThe total market value of all of The Baldwin Insurance Group, Inc.'s shares at today's price (share price × number of shares), larger than 78% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$884 MWhat The Baldwin Insurance Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.29Net worth divided by the number of shares. The share price of $31.89 is 5.1 times this, which is the P/B above.
Return on equity (ROE)
-10.7%The Baldwin Insurance Group, Inc. lost 10.7% of its shareholders' money over the last year, lower than 91% of Financial Services companies in United States.
Owes vs Owns
0.77×The Baldwin Insurance Group, Inc. owes $0.77 for every $1 it owns (moderate), lower than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneThe Baldwin Insurance Group, Inc. does not currently pay a dividend.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit growth
LossThe Baldwin Insurance Group, Inc. made a loss in each of the last two years.
Profit margin
-2.3%The Baldwin Insurance Group, Inc. lost $2 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Baldwin Insurance Group, Inc.: $4.5 B ÷ $884 M (30 Jun 2026) = 5.1.
What is The Baldwin Insurance Group, Inc.'s return on equity?
The Baldwin Insurance Group, Inc. lost 10.7% of its shareholders' money over the last year, lower than 91% of Financial Services companies in United States.
How much does The Baldwin Insurance Group, Inc. owe compared with what it owns?
The Baldwin Insurance Group, Inc. owes $0.77 for every $1 it owns (moderate), lower than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does The Baldwin Insurance Group, Inc. pay a dividend?
No. The Baldwin Insurance Group, Inc. does not currently pay a dividend.
Is The Baldwin Insurance Group, Inc.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.