Bankwell Financial Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bankwell Financial Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 94% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 91% of Financial Services companies in United States.
- Growth Efficiency Ratio: Sales grew 11% in 3 years, but profit fell: $21 less profit per $100 of extra sales. Lower than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$21Sales grew 11% in 3 years, but profit fell: $21 less profit per $100 of extra sales.
Lower than 85% of Financial Services companies in United States.
Asset Productivity Ratio
+11% / +3%In 3 years sales changed by +11% while total assets changed by +3%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 94% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 91% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bankwell Financial Group, Inc. owes $0.91 for every $1 it owns. Net profit rose 260% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.5Investors pay $12.5 for every $1 of Bankwell Financial Group, Inc.'s yearly profit, lower than 51% of Financial Services companies in United States.
P/B ratio
1.65The share price is 1.65 times Bankwell Financial Group, Inc.'s book value per share, higher than 73% of Financial Services companies in United States.
Market cap
$534 MThe total market value of all of Bankwell Financial Group, Inc.'s shares at today's price (share price × number of shares), smaller than 57% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$324 MWhat Bankwell Financial Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$40.58Net worth divided by the number of shares. The share price of $67.03 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
14.1%Bankwell Financial Group, Inc. earned 14.1% on its shareholders' money over the last year, higher than 72% of Financial Services companies in United States.
Owes vs Owns
0.91×Bankwell Financial Group, Inc. owes $0.91 for every $1 it owns (high), higher than 85% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.21%Bankwell Financial Group, Inc. pays 1.21% of its share price as dividends a year, lower than 87% of dividend-paying Financial Services companies in United States.
Revenue growth
+25%Revenue rose 25% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+260%Net profit rose 260% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Profit margin
32.5%Bankwell Financial Group, Inc. keeps $32 of every $100 of revenue as net profit.
Questions
What is Bankwell Financial Group, Inc.'s P/E ratio?
Investors pay $12.5 for every $1 of Bankwell Financial Group, Inc.'s yearly profit, lower than 51% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bankwell Financial Group, Inc.: $534 M ÷ $324 M (30 Jun 2026) = 1.7.
What is Bankwell Financial Group, Inc.'s return on equity?
Bankwell Financial Group, Inc. earned 14.1% on its shareholders' money over the last year, higher than 72% of Financial Services companies in United States.
How much does Bankwell Financial Group, Inc. owe compared with what it owns?
Bankwell Financial Group, Inc. owes $0.91 for every $1 it owns (high), higher than 85% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Bankwell Financial Group, Inc. pay a dividend?
Yes. Bankwell Financial Group, Inc. pays 1.21% of its share price as dividends a year, lower than 87% of dividend-paying Financial Services companies in United States.
Is Bankwell Financial Group, Inc.'s revenue growing?
Revenue rose 25% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.