Blue Ridge Bankshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Blue Ridge Bankshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 383% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 96% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 92% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 92% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
0/3 · 2/3Sales grew in 0 of the last 3 years; profit grew in 2 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 40%
Sales fell 40% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-40% / -22%In 3 years sales changed by -40% while total assets changed by -22%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 92% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 92% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Blue Ridge Bankshares, Inc. owes $0.88 for every $1 it owns. Blue Ridge Bankshares, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
45.2Investors pay $45.2 for every $1 of Blue Ridge Bankshares, Inc.'s yearly profit, higher than 93% of Financial Services companies in United States.
P/B ratio
1.33The share price is 1.33 times Blue Ridge Bankshares, Inc.'s book value per share, higher than 54% of Financial Services companies in United States.
Market cap
$365 MThe total market value of all of Blue Ridge Bankshares, Inc.'s shares at today's price (share price × number of shares), smaller than 66% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$275 MWhat Blue Ridge Bankshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$3.07Net worth divided by the number of shares. The share price of $4.07 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
3.0%Blue Ridge Bankshares, Inc. earned 3.0% on its shareholders' money over the last year, lower than 80% of Financial Services companies in United States.
Owes vs Owns
0.88×Blue Ridge Bankshares, Inc. owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneBlue Ridge Bankshares, Inc. does not currently pay a dividend.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and shrank 16% a year on average over 3 years.
Profit growth
Back to profitBlue Ridge Bankshares, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
11.7%Blue Ridge Bankshares, Inc. keeps $12 of every $100 of revenue as net profit.
Questions
What is Blue Ridge Bankshares, Inc.'s P/E ratio?
Investors pay $45.2 for every $1 of Blue Ridge Bankshares, Inc.'s yearly profit, higher than 93% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Blue Ridge Bankshares, Inc.: $365 M ÷ $275 M (30 Jun 2026) = 1.3.
What is Blue Ridge Bankshares, Inc.'s return on equity?
Blue Ridge Bankshares, Inc. earned 3.0% on its shareholders' money over the last year, lower than 80% of Financial Services companies in United States.
How much does Blue Ridge Bankshares, Inc. owe compared with what it owns?
Blue Ridge Bankshares, Inc. owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Blue Ridge Bankshares, Inc. pay a dividend?
No. Blue Ridge Bankshares, Inc. does not currently pay a dividend.
Is Blue Ridge Bankshares, Inc.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and shrank 16% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.