Princeton Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Princeton Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 16% in 3 years, but profit fell: $70 less profit per $100 of extra sales. Lower than 92% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$70Sales grew 16% in 3 years, but profit fell: $70 less profit per $100 of extra sales.
Lower than 92% of Financial Services companies in United States.
Asset Productivity Ratio
+16% / +43%In 3 years sales changed by +16% while total assets changed by +43%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 75% of Financial Services companies in United States.
Tangible Net Worth Ratio
94%Of every $100 of net worth, $94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 73% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Princeton Bancorp, Inc. owes $0.88 for every $1 it owns. Net profit rose 82% in the year to Dec 2025, and shrank 11% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.9Investors pay $11.9 for every $1 of Princeton Bancorp, Inc.'s yearly profit, lower than 59% of Financial Services companies in United States.
P/B ratio
1.09The share price is 1.09 times Princeton Bancorp, Inc.'s book value per share, lower than 64% of Financial Services companies in United States.
Market cap
$306 MThe total market value of all of Princeton Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 72% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$280 MWhat Princeton Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$41.09Net worth divided by the number of shares. The share price of $44.94 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
9.5%Princeton Bancorp, Inc. earned 9.5% on its shareholders' money over the last year, lower than 57% of Financial Services companies in United States.
Owes vs Owns
0.88×Princeton Bancorp, Inc. owes $0.88 for every $1 it owns (high), higher than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.19%Princeton Bancorp, Inc. pays 3.19% of its share price as dividends a year, higher than 58% of dividend-paying Financial Services companies in United States.
Revenue growth
+13%Revenue rose 13% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
+82%Net profit rose 82% in the year to Dec 2025, and shrank 11% a year on average over 3 years.
Profit margin
22.1%Princeton Bancorp, Inc. keeps $22 of every $100 of revenue as net profit.
Questions
What is Princeton Bancorp, Inc.'s P/E ratio?
Investors pay $11.9 for every $1 of Princeton Bancorp, Inc.'s yearly profit, lower than 59% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Princeton Bancorp, Inc.: $306 M ÷ $280 M (30 Jun 2026) = 1.1.
What is Princeton Bancorp, Inc.'s return on equity?
Princeton Bancorp, Inc. earned 9.5% on its shareholders' money over the last year, lower than 57% of Financial Services companies in United States.
How much does Princeton Bancorp, Inc. owe compared with what it owns?
Princeton Bancorp, Inc. owes $0.88 for every $1 it owns (high), higher than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Princeton Bancorp, Inc. pay a dividend?
Yes. Princeton Bancorp, Inc. pays 3.19% of its share price as dividends a year, higher than 58% of dividend-paying Financial Services companies in United States.
Is Princeton Bancorp, Inc.'s revenue growing?
Revenue rose 13% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.