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PosiFunda · Fundamentals

BNP Paribas SA

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from BNP Paribas SA's yearly results (2022–2025), compared with companies in France. Tap ? on any ratio for what it means.

What stands out

  • Tangible Assets Ratio: Of every €100 the company owns, €100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 98% of companies in France.
  • Tangible Net Worth Ratio: Of every €100 of net worth, €91 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 92% of companies in France.
  • Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 89% of companies in France.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 89% of companies in France.

Growth Efficiency Ratio

€21

Sales grew 20% in 3 years; of every extra €100 of sales, €21 became extra profit.

Higher than 68% of companies in France.

Asset Productivity Ratio

+20% / +5%

In 3 years sales changed by +20% while total assets changed by +5%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every €100 the company owns, €100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 98% of companies in France.

Tangible Net Worth Ratio

91%

Of every €100 of net worth, €91 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 92% of companies in France.

Shareholders

Shareholder Slice Ratio

−11%

Share count fell 11% in 3 years (buybacks), so each share's slice of the company became larger.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

BNP Paribas SA owes €0.96 for every €1 it owns. Net profit rose 5% in the year to Dec 2025, and grew 7% a year on average over 3 years.

Compared with companies in France · latest annual results Dec 2025.

P/E ratio

7.4

Investors pay €7.4 for every €1 of BNP Paribas SA's yearly profit, lower than 95% of companies in France.

P/B ratio

0.69

The share price is 0.69 times BNP Paribas SA's book value per share, lower than 89% of companies in France.

Market cap

€90.5 B

The total market value of all of BNP Paribas SA's shares at today's price (share price × number of shares), larger than 77% of companies in France. PosiCap size class: Tito Cap.

Net worth (book value)

€131.9 B

What BNP Paribas SA would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

€120.37

Net worth divided by the number of shares. The share price of €82.57 is 0.7 times this, which is the P/B above.

Return on equity (ROE)

10.5%

BNP Paribas SA earned 10.5% on its shareholders' money over the last year, lower than 65% of companies in France.

Owes vs Owns

0.96×

BNP Paribas SA owes €0.96 for every €1 it owns (high), higher than 95% of companies in France. Banks and lenders usually show higher figures.

Dividend yield

7.43%

BNP Paribas SA pays 7.43% of its share price as dividends a year, higher than 92% of dividend-paying companies in France.

Revenue growth

+4%

Revenue rose 4% in the year to Dec 2025, and grew 6% a year on average over 3 years.

Profit growth

+5%

Net profit rose 5% in the year to Dec 2025, and grew 7% a year on average over 3 years.

Profit margin

17.8%

BNP Paribas SA keeps €18 of every €100 of revenue as net profit.

Questions

What is BNP Paribas SA's P/E ratio?

Investors pay €7.4 for every €1 of BNP Paribas SA's yearly profit, lower than 95% of companies in France.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For BNP Paribas SA: €90.5 B ÷ €131.9 B (30 Jun 2026) = 0.7.

What is BNP Paribas SA's return on equity?

BNP Paribas SA earned 10.5% on its shareholders' money over the last year, lower than 65% of companies in France.

How much does BNP Paribas SA owe compared with what it owns?

BNP Paribas SA owes €0.96 for every €1 it owns (high), higher than 95% of companies in France. Banks and lenders usually show higher figures.

Does BNP Paribas SA pay a dividend?

Yes. BNP Paribas SA pays 7.43% of its share price as dividends a year, higher than 92% of dividend-paying companies in France.

Is BNP Paribas SA's revenue growing?

Revenue rose 4% in the year to Dec 2025, and grew 6% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.