Bank of Marin Bancorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of Marin Bancorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both fell in each of the last 3 years. Less steady than almost all Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
0/3 · 0/3Sales and profit both fell in each of the last 3 years.
Less steady than almost all Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 79%
Sales fell 79% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-79% / -6%In 3 years sales changed by -79% while total assets changed by -6%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 54% of Financial Services companies in United States.
Tangible Net Worth Ratio
81%Of every $100 of net worth, $81 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 54% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank of Marin Bancorp made a loss over the last year. Bank of Marin Bancorp owes $0.90 for every $1 it owns. Bank of Marin Bancorp made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossBank of Marin Bancorp made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.12The share price is 1.12 times Bank of Marin Bancorp's book value per share, lower than 63% of Financial Services companies in United States.
Market cap
$443 MThe total market value of all of Bank of Marin Bancorp's shares at today's price (share price × number of shares), smaller than 61% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$397 MWhat Bank of Marin Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.50Net worth divided by the number of shares. The share price of $27.34 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
-3.4%Bank of Marin Bancorp lost 3.4% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.
Owes vs Owns
0.90×Bank of Marin Bancorp owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.76%Bank of Marin Bancorp pays 3.76% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United States.
Revenue growth
-59%Revenue fell 59% in the year to Dec 2025, and shrank 41% a year on average over 3 years.
Profit growth
LossBank of Marin Bancorp made a loss in each of the last two years.
Profit margin
-123.4%Bank of Marin Bancorp lost $123 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank of Marin Bancorp: $443 M ÷ $397 M (30 Jun 2026) = 1.1.
What is Bank of Marin Bancorp's return on equity?
Bank of Marin Bancorp lost 3.4% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.
How much does Bank of Marin Bancorp owe compared with what it owns?
Bank of Marin Bancorp owes $0.90 for every $1 it owns (high), higher than 79% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Bank of Marin Bancorp pay a dividend?
Yes. Bank of Marin Bancorp pays 3.76% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United States.
Is Bank of Marin Bancorp's revenue growing?
Revenue fell 59% in the year to Dec 2025, and shrank 41% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.