Bank of Montreal
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of Montreal's yearly results (2022–2025), compared with companies in Canada. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Growth Efficiency Ratio
−C$49Sales grew 37% in 3 years, but profit fell: C$49 less profit per C$100 of extra sales.
Asset Productivity Ratio
+37% / +30%In 3 years sales changed by +37% while total assets changed by +30%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every C$100 the company owns, C$99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Tangible Net Worth Ratio
76%Of every C$100 of net worth, C$76 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank of Montreal owes C$0.94 for every C$1 it owns. Net profit rose 19% in the year to Oct 2025, and shrank 14% a year on average over 3 years.
Compared with companies in Canada · latest annual results Oct 2025.
P/E ratio
19.5Investors pay C$19.5 for every C$1 of Bank of Montreal's yearly profit.
P/B ratio
1.92The share price is 1.92 times Bank of Montreal's book value per share.
Market cap
C$165.9 BThe total market value of all of Bank of Montreal's shares at today's price (share price × number of shares). PosiCap size class: Tito Cap.
Net worth (book value)
C$86.5 BWhat Bank of Montreal would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jul 2026).
Book value per share
C$124.48Net worth divided by the number of shares. The share price of C$238.70 is 1.9 times this, which is the P/B above.
Return on equity (ROE)
10.6%Bank of Montreal earned 10.6% on its shareholders' money over the last year.
Owes vs Owns
0.94×Bank of Montreal owes C$0.94 for every C$1 it owns (high). Banks and lenders usually show higher figures.
Dividend yield
2.86%Bank of Montreal pays 2.86% of its share price as dividends a year.
Revenue growth
+13%Revenue rose 13% in the year to Oct 2025, and grew 11% a year on average over 3 years.
Profit growth
+19%Net profit rose 19% in the year to Oct 2025, and shrank 14% a year on average over 3 years.
Profit margin
24.1%Bank of Montreal keeps C$24 of every C$100 of revenue as net profit.
Questions
What is Bank of Montreal's P/E ratio?
Investors pay C$19.5 for every C$1 of Bank of Montreal's yearly profit.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank of Montreal: C$165.9 B ÷ C$86.5 B (31 Jul 2026) = 1.9.
What is Bank of Montreal's return on equity?
Bank of Montreal earned 10.6% on its shareholders' money over the last year.
How much does Bank of Montreal owe compared with what it owns?
Bank of Montreal owes C$0.94 for every C$1 it owns (high). Banks and lenders usually show higher figures.
Does Bank of Montreal pay a dividend?
Yes. Bank of Montreal pays 2.86% of its share price as dividends a year.
Is Bank of Montreal's revenue growing?
Revenue rose 13% in the year to Oct 2025, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.