Blend Labs, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Blend Labs, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Cash Cushion Ratio: Cash, after subtracting all debt, equals 25% of its market value (net cash). Higher than 89% of Technology companies in United States.
- Debt Due Cover Ratio: Debt due within a year is covered 45.3 times by its yearly operating cash. Higher than 88% of Technology companies in United States.
- Self-Funding Ratio: Over the last 3 years operating cash was negative while the company kept spending on investment (capex). Lower than 85% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
-6.0×Over the last 3 years operating cash was negative while the company kept spending on investment (capex).
Lower than 85% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 75% of Technology companies in United States.
Growth Efficiency Ratio
—Sales fell 47%
Sales fell 47% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-47% / -61%In 3 years sales changed by -47% while total assets changed by -61%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
45.3×Debt due within a year is covered 45.3 times by its yearly operating cash.
Higher than 88% of Technology companies in United States.
Cash Cushion Ratio
+25%Cash, after subtracting all debt, equals 25% of its market value (net cash).
Higher than 89% of Technology companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Blend Labs, Inc. made a loss over the last year. Blend Labs, Inc. owes $1.52 for every $1 it owns. Blend Labs, Inc. made a loss in each of the last two years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
LossBlend Labs, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
-3.53Blend Labs, Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.
Market cap
$263 MThe total market value of all of Blend Labs, Inc.'s shares at today's price (share price × number of shares), smaller than 67% of Technology companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
NegativeBlend Labs, Inc.'s net worth is negative ($74 M below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.
Return on equity (ROE)
2.1%Blend Labs, Inc. earned 2.1% on its shareholders' money over the last year, higher than 50% of Technology companies in United States.
Owes vs Owns
1.52×Blend Labs, Inc. owes $1.52 for every $1 it owns, so it owes more than it owns, higher than 97% of Technology companies in United States.
Dividend yield
NoneBlend Labs, Inc. does not currently pay a dividend.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and shrank 19% a year on average over 3 years.
Profit growth
LossBlend Labs, Inc. made a loss in each of the last two years.
Profit margin
-6.5%Blend Labs, Inc. lost $7 for every $100 of revenue.
Cash vs debt
Net cashBlend Labs, Inc. held $67 M more cash than debt (net cash) at Dec 2025.
Questions
What is Blend Labs, Inc.'s return on equity?
Blend Labs, Inc. earned 2.1% on its shareholders' money over the last year, higher than 50% of Technology companies in United States.
How much does Blend Labs, Inc. owe compared with what it owns?
Blend Labs, Inc. owes $1.52 for every $1 it owns, so it owes more than it owns, higher than 97% of Technology companies in United States.
Does Blend Labs, Inc. pay a dividend?
No. Blend Labs, Inc. does not currently pay a dividend.
Is Blend Labs, Inc.'s revenue growing?
Revenue rose 7% in the year to Dec 2025, and shrank 19% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.