BILL Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from BILL Holdings, Inc.'s yearly results (2023–2026), compared with Technology companies in United States. Tap ? on any ratio for what it means.
Where $100 of sales goes
Latest year (Jun 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
8.5×Over the last 3 years its own operating cash covered its investment spending (capex) 8.5 times.
Higher than 76% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 75% of Technology companies in United States.
Growth Efficiency Ratio
$36Sales grew 56% in 3 years; of every extra $100 of sales, $36 became extra profit.
Higher than 63% of Technology companies in United States.
Asset Productivity Ratio
+56% / +6%In 3 years sales changed by +56% while total assets changed by +6%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
3.4×Debt due within a year is covered 3.4 times by its yearly operating cash.
Higher than 50% of Technology companies in United States.
Cash Cushion Ratio
+1%Cash, after subtracting all debt, equals 1% of its market value (net cash).
Higher than 53% of Technology companies in United States.
Tangible Assets Ratio
75%Of every $100 the company owns, $75 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 50% of Technology companies in United States.
Tangible Net Worth Ratio
28%Of every $100 of net worth, $28 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 60% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
BILL Holdings, Inc. made a loss over the last year. BILL Holdings, Inc. owes $0.65 for every $1 it owns. BILL Holdings, Inc. made a loss in the year to Jun 2026, after a profit the year before.
Compared with Technology companies in United States · latest annual results Jun 2026.
P/E ratio
LossBILL Holdings, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.22The share price is 1.22 times BILL Holdings, Inc.'s book value per share, lower than 80% of Technology companies in United States.
Market cap
$4.3 BThe total market value of all of BILL Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 66% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.5 BWhat BILL Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$41.40Net worth divided by the number of shares. The share price of $50.67 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
-0.3%BILL Holdings, Inc. lost 0.3% of its shareholders' money over the last year, lower than 55% of Technology companies in United States.
Owes vs Owns
0.65×BILL Holdings, Inc. owes $0.65 for every $1 it owns (moderate), higher than 70% of Technology companies in United States.
Dividend yield
NoneBILL Holdings, Inc. does not currently pay a dividend.
Revenue growth
+13%Revenue rose 13% in the year to Jun 2026, and grew 16% a year on average over 3 years.
Profit growth
LossBILL Holdings, Inc. made a loss in the year to Jun 2026, after a profit the year before.
Profit margin
-0.7%BILL Holdings, Inc. lost $1 for every $100 of revenue.
Interest cover
0.9×BILL Holdings, Inc.'s operating profit covered its interest costs 0.9 times in the year to Jun 2026.
Cash vs debt
Net cashBILL Holdings, Inc. held $53 M more cash than debt (net cash) at Jun 2026.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For BILL Holdings, Inc.: $4.3 B ÷ $3.5 B (30 Jun 2026) = 1.2.
What is BILL Holdings, Inc.'s return on equity?
BILL Holdings, Inc. lost 0.3% of its shareholders' money over the last year, lower than 55% of Technology companies in United States.
How much does BILL Holdings, Inc. owe compared with what it owns?
BILL Holdings, Inc. owes $0.65 for every $1 it owns (moderate), higher than 70% of Technology companies in United States.
Does BILL Holdings, Inc. pay a dividend?
No. BILL Holdings, Inc. does not currently pay a dividend.
Is BILL Holdings, Inc.'s revenue growing?
Revenue rose 13% in the year to Jun 2026, and grew 16% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.