Bank First Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank First Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$51Sales grew 44% in 3 years; of every extra $100 of sales, $51 became extra profit.
Higher than 77% of Financial Services companies in United States.
Asset Productivity Ratio
+44% / +23%In 3 years sales changed by +44% while total assets changed by +23%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
95%Of every $100 the company owns, $95 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 72% of Financial Services companies in United States.
Tangible Net Worth Ratio
68%Of every $100 of net worth, $68 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 73% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank First Corporation owes $0.86 for every $1 it owns. Net profit rose 9% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
18.1Investors pay $18.1 for every $1 of Bank First Corporation's yearly profit, higher than 71% of Financial Services companies in United States.
P/B ratio
1.97The share price is 1.97 times Bank First Corporation's book value per share, higher than 78% of Financial Services companies in United States.
Market cap
$1.6 BThe total market value of all of Bank First Corporation's shares at today's price (share price × number of shares), larger than 63% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$819 MWhat Bank First Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$73.91Net worth divided by the number of shares. The share price of $145.36 is 2.0 times this, which is the P/B above.
Return on equity (ROE)
11.9%Bank First Corporation earned 11.9% on its shareholders' money over the last year, higher than 59% of Financial Services companies in United States.
Owes vs Owns
0.86×Bank First Corporation owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.83%Bank First Corporation pays 1.83% of its share price as dividends a year, lower than 75% of dividend-paying Financial Services companies in United States.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit growth
+9%Net profit rose 9% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit margin
42.0%Bank First Corporation keeps $42 of every $100 of revenue as net profit.
Questions
What is Bank First Corporation's P/E ratio?
Investors pay $18.1 for every $1 of Bank First Corporation's yearly profit, higher than 71% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank First Corporation: $1.6 B ÷ $819 M (30 Jun 2026) = 2.0.
What is Bank First Corporation's return on equity?
Bank First Corporation earned 11.9% on its shareholders' money over the last year, higher than 59% of Financial Services companies in United States.
How much does Bank First Corporation owe compared with what it owns?
Bank First Corporation owes $0.86 for every $1 it owns (high), higher than 56% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Bank First Corporation pay a dividend?
Yes. Bank First Corporation pays 1.83% of its share price as dividends a year, lower than 75% of dividend-paying Financial Services companies in United States.
Is Bank First Corporation's revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.