Better Home & Finance Holding Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Better Home & Finance Holding Company's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $11 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 48%
Sales fell 48% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-48% / +39%In 3 years sales changed by -48% while total assets changed by +39%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 51% of Financial Services companies in United States.
Tangible Net Worth Ratio
11%Of every $100 of net worth, $11 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 88% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Better Home & Finance Holding Company made a loss over the last year. Better Home & Finance Holding Company owes $0.96 for every $1 it owns. Better Home & Finance Holding Company made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossBetter Home & Finance Holding Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
5.44The share price is 5.44 times Better Home & Finance Holding Company's book value per share, higher than 94% of Financial Services companies in United States.
Market cap
$315 MThe total market value of all of Better Home & Finance Holding Company's shares at today's price (share price × number of shares), smaller than 71% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$58 MWhat Better Home & Finance Holding Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$3.05Net worth divided by the number of shares. The share price of $16.58 is 5.4 times this, which is the P/B above.
Return on equity (ROE)
-250.4%Better Home & Finance Holding Company lost 250.4% of its shareholders' money over the last year, lower than 98% of Financial Services companies in United States.
Owes vs Owns
0.96×Better Home & Finance Holding Company owes $0.96 for every $1 it owns (high), higher than 96% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneBetter Home & Finance Holding Company does not currently pay a dividend.
Revenue growth
+72%Revenue rose 72% in the year to Dec 2025, and shrank 19% a year on average over 3 years.
Profit growth
LossBetter Home & Finance Holding Company made a loss in each of the last two years.
Profit margin
-80.2%Better Home & Finance Holding Company lost $80 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Better Home & Finance Holding Company: $315 M ÷ $58 M (30 Jun 2026) = 5.4.
What is Better Home & Finance Holding Company's return on equity?
Better Home & Finance Holding Company lost 250.4% of its shareholders' money over the last year, lower than 98% of Financial Services companies in United States.
How much does Better Home & Finance Holding Company owe compared with what it owns?
Better Home & Finance Holding Company owes $0.96 for every $1 it owns (high), higher than 96% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Better Home & Finance Holding Company pay a dividend?
No. Better Home & Finance Holding Company does not currently pay a dividend.
Is Better Home & Finance Holding Company's revenue growing?
Revenue rose 72% in the year to Dec 2025, and shrank 19% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.