California BanCorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from California BanCorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 81% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 91% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$53Sales grew 95% in 3 years; of every extra $100 of sales, $53 became extra profit.
Higher than 80% of Financial Services companies in United States.
Asset Productivity Ratio
+95% / +77%In 3 years sales changed by +95% while total assets changed by +77%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 63% of Financial Services companies in United States.
Tangible Net Worth Ratio
78%Of every $100 of net worth, $78 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 60% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
California BanCorp owes $0.85 for every $1 it owns. Net profit rose 1061% in the year to Dec 2025, and grew 58% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.9Investors pay $11.9 for every $1 of California BanCorp's yearly profit, lower than 58% of Financial Services companies in United States.
P/B ratio
1.21The share price is 1.21 times California BanCorp's book value per share, lower than 56% of Financial Services companies in United States.
Market cap
$710 MThe total market value of all of California BanCorp's shares at today's price (share price × number of shares), smaller than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$587 MWhat California BanCorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.25Net worth divided by the number of shares. The share price of $22.07 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
10.6%California BanCorp earned 10.6% on its shareholders' money over the last year, lower than 51% of Financial Services companies in United States.
Owes vs Owns
0.85×California BanCorp owes $0.85 for every $1 it owns (high), higher than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.22%California BanCorp pays 2.22% of its share price as dividends a year, lower than 63% of dividend-paying Financial Services companies in United States.
Revenue growth
+41%Revenue rose 41% in the year to Dec 2025, and grew 25% a year on average over 3 years.
Profit growth
+1061%Net profit rose 1061% in the year to Dec 2025, and grew 58% a year on average over 3 years.
Profit margin
35.0%California BanCorp keeps $35 of every $100 of revenue as net profit.
Questions
What is California BanCorp's P/E ratio?
Investors pay $11.9 for every $1 of California BanCorp's yearly profit, lower than 58% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For California BanCorp: $710 M ÷ $587 M (30 Jun 2026) = 1.2.
What is California BanCorp's return on equity?
California BanCorp earned 10.6% on its shareholders' money over the last year, lower than 51% of Financial Services companies in United States.
How much does California BanCorp owe compared with what it owns?
California BanCorp owes $0.85 for every $1 it owns (high), higher than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does California BanCorp pay a dividend?
Yes. California BanCorp pays 2.22% of its share price as dividends a year, lower than 63% of dividend-paying Financial Services companies in United States.
Is California BanCorp's revenue growing?
Revenue rose 41% in the year to Dec 2025, and grew 25% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.