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PosiFunda · Fundamentals

Banner Corporation

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Banner Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

1/3 · 1/3

Sales grew in 1 of the last 3 years; profit grew in 1 of 3.

Less steady than 88% of Financial Services companies in United States.

Growth Efficiency Ratio

—

Sales barely changed

Sales changed by +5% in 3 years, too little to measure extra profit per extra sales.

Asset Productivity Ratio

+5% / +3%

In 3 years sales changed by +5% while total assets changed by +3%. Both moved at about the same pace.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

98%

Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 52% of Financial Services companies in United States.

Tangible Net Worth Ratio

81%

Of every $100 of net worth, $81 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 55% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

0%

Share count was unchanged over the last 3 years. Dividends paid equalled 37% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Banner Corporation owes $0.88 for every $1 it owns. Net profit rose 16% in the year to Dec 2025, and grew 0% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

11.6

Investors pay $11.6 for every $1 of Banner Corporation's yearly profit, lower than 64% of Financial Services companies in United States.

P/B ratio

1.28

The share price is 1.28 times Banner Corporation's book value per share, higher than 50% of Financial Services companies in United States.

Market cap

$2.6 B

The total market value of all of Banner Corporation's shares at today's price (share price × number of shares), larger than 70% of Financial Services companies in United States. PosiCap size class: Meso Cap.

Net worth (book value)

$2.0 B

What Banner Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$54.57

Net worth divided by the number of shares. The share price of $70.10 is 1.3 times this, which is the P/B above.

Return on equity (ROE)

10.8%

Banner Corporation earned 10.8% on its shareholders' money over the last year, higher than 51% of Financial Services companies in United States.

Owes vs Owns

0.88×

Banner Corporation owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

3.00%

Banner Corporation pays 3.00% of its share price as dividends a year, higher than 53% of dividend-paying Financial Services companies in United States.

Revenue growth

+8%

Revenue rose 8% in the year to Dec 2025, and grew 2% a year on average over 3 years.

Profit growth

+16%

Net profit rose 16% in the year to Dec 2025, and grew 0% a year on average over 3 years.

Profit margin

29.9%

Banner Corporation keeps $30 of every $100 of revenue as net profit.

Questions

What is Banner Corporation's P/E ratio?

Investors pay $11.6 for every $1 of Banner Corporation's yearly profit, lower than 64% of Financial Services companies in United States.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Banner Corporation: $2.6 B ÷ $2.0 B (30 Jun 2026) = 1.3.

What is Banner Corporation's return on equity?

Banner Corporation earned 10.8% on its shareholders' money over the last year, higher than 51% of Financial Services companies in United States.

How much does Banner Corporation owe compared with what it owns?

Banner Corporation owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Banner Corporation pay a dividend?

Yes. Banner Corporation pays 3.00% of its share price as dividends a year, higher than 53% of dividend-paying Financial Services companies in United States.

Is Banner Corporation's revenue growing?

Revenue rose 8% in the year to Dec 2025, and grew 2% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.