Bank of India
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of India's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 24% in 3 years; of every extra ₹100 of sales, ₹104 became extra profit. Higher than 94% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹104Sales grew 24% in 3 years; of every extra ₹100 of sales, ₹104 became extra profit.
Higher than 94% of Financial Services companies in India.
Asset Productivity Ratio
+24% / +43%In 3 years sales changed by +24% while total assets changed by +43%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank of India owes ₹0.92 for every ₹1 it owns. Net profit rose 8% in the year to Mar 2026, and grew 39% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
5.1Investors pay ₹5.1 for every ₹1 of Bank of India's yearly profit, lower than 93% of Financial Services companies in India.
P/B ratio
0.66The share price is 0.66 times Bank of India's book value per share, lower than 84% of Financial Services companies in India.
Market cap
₹59,640 CrThe total market value of all of Bank of India's shares at today's price (share price × number of shares), larger than 83% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹90,990 CrWhat Bank of India would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹199.86Net worth divided by the number of shares. The share price of ₹131.00 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
13.7%Bank of India earned 13.7% on its shareholders' money over the last year, higher than 65% of Financial Services companies in India.
Owes vs Owns
0.92×Bank of India owes ₹0.92 for every ₹1 it owns (high), higher than 93% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
3.46%Bank of India pays 3.46% of its share price as dividends a year, higher than 90% of dividend-paying Financial Services companies in India.
Revenue growth
+3%Revenue rose 3% in the year to Mar 2026, and grew 7% a year on average over 3 years.
Profit growth
+8%Net profit rose 8% in the year to Mar 2026, and grew 39% a year on average over 3 years.
Profit margin
31.6%Bank of India keeps ₹32 of every ₹100 of revenue as net profit.
Questions
What is Bank of India's P/E ratio?
Investors pay ₹5.1 for every ₹1 of Bank of India's yearly profit, lower than 93% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank of India: ₹59,640 Cr ÷ ₹90,990 Cr (30 Jun 2026) = 0.7.
What is Bank of India's return on equity?
Bank of India earned 13.7% on its shareholders' money over the last year, higher than 65% of Financial Services companies in India.
How much does Bank of India owe compared with what it owns?
Bank of India owes ₹0.92 for every ₹1 it owns (high), higher than 93% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bank of India pay a dividend?
Yes. Bank of India pays 3.46% of its share price as dividends a year, higher than 90% of dividend-paying Financial Services companies in India.
Is Bank of India's revenue growing?
Revenue rose 3% in the year to Mar 2026, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.