Bank of Baroda Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of Baroda Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
₹26Sales grew 34% in 3 years; of every extra ₹100 of sales, ₹26 became extra profit.
Higher than 54% of Financial Services companies in India.
Asset Productivity Ratio
+34% / +38%In 3 years sales changed by +34% while total assets changed by +38%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 63% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 59% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank of Baroda Limited owes ₹0.92 for every ₹1 it owns. Net profit fell 4% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
6.6Investors pay ₹6.6 for every ₹1 of Bank of Baroda Limited's yearly profit, lower than 86% of Financial Services companies in India.
P/B ratio
0.71The share price is 0.71 times Bank of Baroda Limited's book value per share, lower than 81% of Financial Services companies in India.
Market cap
₹119,407 CrThe total market value of all of Bank of Baroda Limited's shares at today's price (share price × number of shares), larger than 92% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹168,499 CrWhat Bank of Baroda Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹325.83Net worth divided by the number of shares. The share price of ₹230.90 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
11.3%Bank of Baroda Limited earned 11.3% on its shareholders' money over the last year, higher than 50% of Financial Services companies in India.
Owes vs Owns
0.92×Bank of Baroda Limited owes ₹0.92 for every ₹1 it owns (high), higher than 91% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
3.60%Bank of Baroda Limited pays 3.60% of its share price as dividends a year, higher than 92% of dividend-paying Financial Services companies in India.
Revenue growth
+0%Revenue rose 0% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Profit growth
-4%Net profit fell 4% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Profit margin
26.5%Bank of Baroda Limited keeps ₹27 of every ₹100 of revenue as net profit.
Questions
What is Bank of Baroda Limited's P/E ratio?
Investors pay ₹6.6 for every ₹1 of Bank of Baroda Limited's yearly profit, lower than 86% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank of Baroda Limited: ₹119,407 Cr ÷ ₹168,499 Cr (30 Jun 2026) = 0.7.
What is Bank of Baroda Limited's return on equity?
Bank of Baroda Limited earned 11.3% on its shareholders' money over the last year, higher than 50% of Financial Services companies in India.
How much does Bank of Baroda Limited owe compared with what it owns?
Bank of Baroda Limited owes ₹0.92 for every ₹1 it owns (high), higher than 91% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bank of Baroda Limited pay a dividend?
Yes. Bank of Baroda Limited pays 3.60% of its share price as dividends a year, higher than 92% of dividend-paying Financial Services companies in India.
Is Bank of Baroda Limited's revenue growing?
Revenue rose 0% in the year to Mar 2026, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.