Bandhan Bank Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bandhan Bank Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 16% in 3 years, but profit fell: ₹53 less profit per ₹100 of extra sales. Lower than 93% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
−₹53Sales grew 16% in 3 years, but profit fell: ₹53 less profit per ₹100 of extra sales.
Lower than 93% of Financial Services companies in India.
Asset Productivity Ratio
+16% / +35%In 3 years sales changed by +16% while total assets changed by +35%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bandhan Bank Limited owes ₹0.88 for every ₹1 it owns. Net profit fell 55% in the year to Mar 2026, and shrank 18% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
17.9Investors pay ₹17.9 for every ₹1 of Bandhan Bank Limited's yearly profit, higher than 55% of Financial Services companies in India.
P/B ratio
0.94The share price is 0.94 times Bandhan Bank Limited's book value per share, lower than 67% of Financial Services companies in India.
Market cap
₹24,150 CrThe total market value of all of Bandhan Bank Limited's shares at today's price (share price × number of shares), larger than 68% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹25,575 CrWhat Bandhan Bank Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹158.74Net worth divided by the number of shares. The share price of ₹149.89 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
5.3%Bandhan Bank Limited earned 5.3% on its shareholders' money over the last year, lower than 73% of Financial Services companies in India.
Owes vs Owns
0.88×Bandhan Bank Limited owes ₹0.88 for every ₹1 it owns (high), higher than 80% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.96%Bandhan Bank Limited pays 0.96% of its share price as dividends a year, higher than 51% of dividend-paying Financial Services companies in India.
Revenue growth
-6%Revenue fell 6% in the year to Mar 2026, and grew 5% a year on average over 3 years.
Profit growth
-55%Net profit fell 55% in the year to Mar 2026, and shrank 18% a year on average over 3 years.
Profit margin
9.0%Bandhan Bank Limited keeps ₹9 of every ₹100 of revenue as net profit.
Questions
What is Bandhan Bank Limited's P/E ratio?
Investors pay ₹17.9 for every ₹1 of Bandhan Bank Limited's yearly profit, higher than 55% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bandhan Bank Limited: ₹24,150 Cr ÷ ₹25,575 Cr (31 Mar 2026) = 0.9.
What is Bandhan Bank Limited's return on equity?
Bandhan Bank Limited earned 5.3% on its shareholders' money over the last year, lower than 73% of Financial Services companies in India.
How much does Bandhan Bank Limited owe compared with what it owns?
Bandhan Bank Limited owes ₹0.88 for every ₹1 it owns (high), higher than 80% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bandhan Bank Limited pay a dividend?
Yes. Bandhan Bank Limited pays 0.96% of its share price as dividends a year, higher than 51% of dividend-paying Financial Services companies in India.
Is Bandhan Bank Limited's revenue growing?
Revenue fell 6% in the year to Mar 2026, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.