Bajaj Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bajaj Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹33Sales grew 84% in 3 years; of every extra ₹100 of sales, ₹33 became extra profit.
Higher than 62% of Financial Services companies in India.
Asset Productivity Ratio
+84% / +103%In 3 years sales changed by +84% while total assets changed by +103%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 63% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 70% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bajaj Finance Limited owes ₹0.79 for every ₹1 it owns. Net profit rose 14% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
28.9Investors pay ₹28.9 for every ₹1 of Bajaj Finance Limited's yearly profit, higher than 76% of Financial Services companies in India.
P/B ratio
5.15The share price is 5.15 times Bajaj Finance Limited's book value per share, higher than 87% of Financial Services companies in India.
Market cap
₹586,547 CrThe total market value of all of Bajaj Finance Limited's shares at today's price (share price × number of shares), larger than almost all Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹113,999 CrWhat Bajaj Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹183.10Net worth divided by the number of shares. The share price of ₹942.10 is 5.1 times this, which is the P/B above.
Return on equity (ROE)
17.8%Bajaj Finance Limited earned 17.8% on its shareholders' money over the last year, higher than 84% of Financial Services companies in India.
Owes vs Owns
0.79×Bajaj Finance Limited owes ₹0.79 for every ₹1 it owns (moderate), higher than 64% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.56%Bajaj Finance Limited pays 0.56% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in India.
Revenue growth
+20%Revenue rose 20% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Profit margin
38.3%Bajaj Finance Limited keeps ₹38 of every ₹100 of revenue as net profit.
Questions
What is Bajaj Finance Limited's P/E ratio?
Investors pay ₹28.9 for every ₹1 of Bajaj Finance Limited's yearly profit, higher than 76% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bajaj Finance Limited: ₹586,547 Cr ÷ ₹113,999 Cr (31 Mar 2026) = 5.1.
What is Bajaj Finance Limited's return on equity?
Bajaj Finance Limited earned 17.8% on its shareholders' money over the last year, higher than 84% of Financial Services companies in India.
How much does Bajaj Finance Limited owe compared with what it owns?
Bajaj Finance Limited owes ₹0.79 for every ₹1 it owns (moderate), higher than 64% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bajaj Finance Limited pay a dividend?
Yes. Bajaj Finance Limited pays 0.56% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in India.
Is Bajaj Finance Limited's revenue growing?
Revenue rose 20% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.