Bajaj Housing Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bajaj Housing Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹24Sales grew 98% in 3 years; of every extra ₹100 of sales, ₹24 became extra profit.
Higher than 52% of Financial Services companies in India.
Asset Productivity Ratio
+98% / +97%In 3 years sales changed by +98% while total assets changed by +97%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 67% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 59% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bajaj Housing Finance Limited owes ₹0.82 for every ₹1 it owns. Net profit rose 18% in the year to Mar 2026, and grew 27% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
25.1Investors pay ₹25.1 for every ₹1 of Bajaj Housing Finance Limited's yearly profit, higher than 68% of Financial Services companies in India.
P/B ratio
3.00The share price is 3.00 times Bajaj Housing Finance Limited's book value per share, higher than 76% of Financial Services companies in India.
Market cap
₹67,479 CrThe total market value of all of Bajaj Housing Finance Limited's shares at today's price (share price × number of shares), larger than 85% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹22,523 CrWhat Bajaj Housing Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹27.04Net worth divided by the number of shares. The share price of ₹81.02 is 3.0 times this, which is the P/B above.
Return on equity (ROE)
12.7%Bajaj Housing Finance Limited earned 12.7% on its shareholders' money over the last year, higher than 58% of Financial Services companies in India.
Owes vs Owns
0.82×Bajaj Housing Finance Limited owes ₹0.82 for every ₹1 it owns (high), higher than 71% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneBajaj Housing Finance Limited does not currently pay a dividend.
Revenue growth
+18%Revenue rose 18% in the year to Mar 2026, and grew 26% a year on average over 3 years.
Profit growth
+18%Net profit rose 18% in the year to Mar 2026, and grew 27% a year on average over 3 years.
Profit margin
23.6%Bajaj Housing Finance Limited keeps ₹24 of every ₹100 of revenue as net profit.
Questions
What is Bajaj Housing Finance Limited's P/E ratio?
Investors pay ₹25.1 for every ₹1 of Bajaj Housing Finance Limited's yearly profit, higher than 68% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bajaj Housing Finance Limited: ₹67,479 Cr ÷ ₹22,523 Cr (31 Mar 2026) = 3.0.
What is Bajaj Housing Finance Limited's return on equity?
Bajaj Housing Finance Limited earned 12.7% on its shareholders' money over the last year, higher than 58% of Financial Services companies in India.
How much does Bajaj Housing Finance Limited owe compared with what it owns?
Bajaj Housing Finance Limited owes ₹0.82 for every ₹1 it owns (high), higher than 71% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bajaj Housing Finance Limited pay a dividend?
No. Bajaj Housing Finance Limited does not currently pay a dividend.
Is Bajaj Housing Finance Limited's revenue growing?
Revenue rose 18% in the year to Mar 2026, and grew 26% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.