Bajaj Finserv Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bajaj Finserv Ltd.'s yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹97 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 85% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹5Sales grew 86% in 3 years; of every extra ₹100 of sales, ₹5 became extra profit.
Lower than 72% of Financial Services companies in India.
Asset Productivity Ratio
+86% / +87%In 3 years sales changed by +86% while total assets changed by +87%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 70% of Financial Services companies in India.
Tangible Net Worth Ratio
97%Of every ₹100 of net worth, ₹97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 85% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bajaj Finserv Ltd. owes ₹0.81 for every ₹1 it owns. Net profit rose 10% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
26.6Investors pay ₹26.6 for every ₹1 of Bajaj Finserv Ltd.'s yearly profit, higher than 72% of Financial Services companies in India.
P/B ratio
3.45The share price is 3.45 times Bajaj Finserv Ltd.'s book value per share, higher than 80% of Financial Services companies in India.
Market cap
₹268,521 CrThe total market value of all of Bajaj Finserv Ltd.'s shares at today's price (share price × number of shares), larger than 97% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹77,915 CrWhat Bajaj Finserv Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹486.89Net worth divided by the number of shares. The share price of ₹1,678 is 3.4 times this, which is the P/B above.
Return on equity (ROE)
12.9%Bajaj Finserv Ltd. earned 12.9% on its shareholders' money over the last year, higher than 60% of Financial Services companies in India.
Owes vs Owns
0.81×Bajaj Finserv Ltd. owes ₹0.81 for every ₹1 it owns (high), higher than 70% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.07%Bajaj Finserv Ltd. pays 0.07% of its share price as dividends a year, lower than 98% of dividend-paying Financial Services companies in India.
Revenue growth
+14%Revenue rose 14% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Profit growth
+10%Net profit rose 10% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit margin
7.1%Bajaj Finserv Ltd. keeps ₹7 of every ₹100 of revenue as net profit.
Questions
What is Bajaj Finserv Ltd.'s P/E ratio?
Investors pay ₹26.6 for every ₹1 of Bajaj Finserv Ltd.'s yearly profit, higher than 72% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bajaj Finserv Ltd.: ₹268,521 Cr ÷ ₹77,915 Cr (31 Mar 2026) = 3.4.
What is Bajaj Finserv Ltd.'s return on equity?
Bajaj Finserv Ltd. earned 12.9% on its shareholders' money over the last year, higher than 60% of Financial Services companies in India.
How much does Bajaj Finserv Ltd. owe compared with what it owns?
Bajaj Finserv Ltd. owes ₹0.81 for every ₹1 it owns (high), higher than 70% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Bajaj Finserv Ltd. pay a dividend?
Yes. Bajaj Finserv Ltd. pays 0.07% of its share price as dividends a year, lower than 98% of dividend-paying Financial Services companies in India.
Is Bajaj Finserv Ltd.'s revenue growing?
Revenue rose 14% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.