Baid Finserv Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Baid Finserv Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 27% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 9% of profit over the same period. Bigger rise in share count than 89% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹11Sales grew 79% in 3 years; of every extra ₹100 of sales, ₹11 became extra profit.
Lower than 68% of Financial Services companies in India.
Asset Productivity Ratio
+79% / +58%In 3 years sales changed by +79% while total assets changed by +58%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 60% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 70% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Baid Finserv Limited owes ₹0.57 for every ₹1 it owns. Net profit rose 11% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
8.8Investors pay ₹8.8 for every ₹1 of Baid Finserv Limited's yearly profit, lower than 75% of Financial Services companies in India.
P/B ratio
0.66The share price is 0.66 times Baid Finserv Limited's book value per share, lower than 83% of Financial Services companies in India.
Market cap
₹154 CrThe total market value of all of Baid Finserv Limited's shares at today's price (share price × number of shares), smaller than 86% of Financial Services companies in India. PosiCap size class: Micro Cap.
Net worth (book value)
₹233 CrWhat Baid Finserv Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹14.36Net worth divided by the number of shares. The share price of ₹9.53 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
7.2%Baid Finserv Limited earned 7.2% on its shareholders' money over the last year, lower than 68% of Financial Services companies in India.
Owes vs Owns
0.57×Baid Finserv Limited owes ₹0.57 for every ₹1 it owns (moderate), lower than 57% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.99%Baid Finserv Limited pays 0.99% of its share price as dividends a year, higher than 52% of dividend-paying Financial Services companies in India.
Revenue growth
+18%Revenue rose 18% in the year to Mar 2026, and grew 22% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit margin
15.7%Baid Finserv Limited keeps ₹16 of every ₹100 of revenue as net profit.
Questions
What is Baid Finserv Limited's P/E ratio?
Investors pay ₹8.8 for every ₹1 of Baid Finserv Limited's yearly profit, lower than 75% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Baid Finserv Limited: ₹154 Cr ÷ ₹233 Cr (31 Mar 2026) = 0.7.
What is Baid Finserv Limited's return on equity?
Baid Finserv Limited earned 7.2% on its shareholders' money over the last year, lower than 68% of Financial Services companies in India.
How much does Baid Finserv Limited owe compared with what it owns?
Baid Finserv Limited owes ₹0.57 for every ₹1 it owns (moderate), lower than 57% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Baid Finserv Limited pay a dividend?
Yes. Baid Finserv Limited pays 0.99% of its share price as dividends a year, higher than 52% of dividend-paying Financial Services companies in India.
Is Baid Finserv Limited's revenue growing?
Revenue rose 18% in the year to Mar 2026, and grew 22% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.