Bank of America Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of America Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$16Sales grew 19% in 3 years; of every extra $100 of sales, $16 became extra profit.
Lower than 59% of Financial Services companies in United States.
Asset Productivity Ratio
+19% / +12%In 3 years sales changed by +19% while total assets changed by +12%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 52% of Financial Services companies in United States.
Tangible Net Worth Ratio
77%Of every $100 of net worth, $77 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 60% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Bank of America Corporation owes $0.91 for every $1 it owns. Net profit rose 13% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.2Investors pay $12.2 for every $1 of Bank of America Corporation's yearly profit, lower than 55% of Financial Services companies in United States.
P/B ratio
1.19The share price is 1.19 times Bank of America Corporation's book value per share, lower than 58% of Financial Services companies in United States.
Market cap
$357.2 BThe total market value of all of Bank of America Corporation's shares at today's price (share price × number of shares), larger than almost all Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$300.7 BWhat Bank of America Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
$43.00Net worth divided by the number of shares. The share price of $51.08 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
10.7%Bank of America Corporation earned 10.7% on its shareholders' money over the last year, higher than 51% of Financial Services companies in United States.
Owes vs Owns
0.91×Bank of America Corporation owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.52%Bank of America Corporation pays 2.52% of its share price as dividends a year, lower than 57% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit margin
27.0%Bank of America Corporation keeps $27 of every $100 of revenue as net profit.
Questions
What is Bank of America Corporation's P/E ratio?
Investors pay $12.2 for every $1 of Bank of America Corporation's yearly profit, lower than 55% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Bank of America Corporation: $357.2 B ÷ $300.7 B (31 Mar 2026) = 1.2.
What is Bank of America Corporation's return on equity?
Bank of America Corporation earned 10.7% on its shareholders' money over the last year, higher than 51% of Financial Services companies in United States.
How much does Bank of America Corporation owe compared with what it owns?
Bank of America Corporation owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Bank of America Corporation pay a dividend?
Yes. Bank of America Corporation pays 2.52% of its share price as dividends a year, lower than 57% of dividend-paying Financial Services companies in United States.
Is Bank of America Corporation's revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.