Axos Financial, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Axos Financial, Inc.'s yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$32Sales grew 64% in 3 years; of every extra $100 of sales, $32 became extra profit.
Higher than 59% of Financial Services companies in United States.
Asset Productivity Ratio
+64% / +47%In 3 years sales changed by +64% while total assets changed by +47%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 71% of Financial Services companies in United States.
Tangible Net Worth Ratio
91%Of every $100 of net worth, $91 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 68% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Axos Financial, Inc. owes $0.89 for every $1 it owns. Net profit rose 13% in the year to Jun 2026, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Jun 2026.
P/E ratio
10.9Investors pay $10.9 for every $1 of Axos Financial, Inc.'s yearly profit, lower than 70% of Financial Services companies in United States.
P/B ratio
1.66The share price is 1.66 times Axos Financial, Inc.'s book value per share, higher than 73% of Financial Services companies in United States.
Market cap
$5.3 BThe total market value of all of Axos Financial, Inc.'s shares at today's price (share price × number of shares), larger than 80% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.2 BWhat Axos Financial, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$55.69Net worth divided by the number of shares. The share price of $92.53 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
16.8%Axos Financial, Inc. earned 16.8% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
Owes vs Owns
0.89×Axos Financial, Inc. owes $0.89 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneAxos Financial, Inc. does not currently pay a dividend.
Revenue growth
+18%Revenue rose 18% in the year to Jun 2026, and grew 18% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Jun 2026, and grew 17% a year on average over 3 years.
Profit margin
33.5%Axos Financial, Inc. keeps $34 of every $100 of revenue as net profit.
Questions
What is Axos Financial, Inc.'s P/E ratio?
Investors pay $10.9 for every $1 of Axos Financial, Inc.'s yearly profit, lower than 70% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Axos Financial, Inc.: $5.3 B ÷ $3.2 B (30 Jun 2026) = 1.7.
What is Axos Financial, Inc.'s return on equity?
Axos Financial, Inc. earned 16.8% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
How much does Axos Financial, Inc. owe compared with what it owns?
Axos Financial, Inc. owes $0.89 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Axos Financial, Inc. pay a dividend?
No. Axos Financial, Inc. does not currently pay a dividend.
Is Axos Financial, Inc.'s revenue growing?
Revenue rose 18% in the year to Jun 2026, and grew 18% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.