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PosiFunda · Fundamentals

Avidbank Holdings, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Avidbank Holdings, Inc.'s yearly results, compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

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Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

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Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

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Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

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Data incomplete

Growth Efficiency Ratio

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Data incomplete

Asset Productivity Ratio

—

Data incomplete

Balance-sheet strength

Debt Due Cover Ratio

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Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

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Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

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Data incomplete

Tangible Net Worth Ratio

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Data incomplete

Shareholders

Shareholder Slice Ratio

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Data incomplete

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Avidbank Holdings, Inc. made a loss over the last year. Avidbank Holdings, Inc. owes $0.89 for every $1 it owns. Avidbank Holdings, Inc. made a loss in the year to Dec 2025, after a profit the year before.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

Loss

Avidbank Holdings, Inc. made a loss over the last year, so its P/E ratio is not meaningful.

P/B ratio

1.17

The share price is 1.17 times Avidbank Holdings, Inc.'s book value per share, lower than 59% of Financial Services companies in United States.

Market cap

$347 M

The total market value of all of Avidbank Holdings, Inc.'s shares at today's price (share price × number of shares), smaller than 68% of Financial Services companies in United States. PosiCap size class: Mini Cap.

Net worth (book value)

$296 M

What Avidbank Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$26.97

Net worth divided by the number of shares. The share price of $31.56 is 1.2 times this, which is the P/B above.

Return on equity (ROE)

-5.6%

Avidbank Holdings, Inc. lost 5.6% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.

Owes vs Owns

0.89×

Avidbank Holdings, Inc. owes $0.89 for every $1 it owns (high), higher than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

Avidbank Holdings, Inc. does not currently pay a dividend.

Revenue growth

-62%

Revenue fell 62% in the year to Dec 2025.

Profit growth

Loss

Avidbank Holdings, Inc. made a loss in the year to Dec 2025, after a profit the year before.

Profit margin

-63.2%

Avidbank Holdings, Inc. lost $63 for every $100 of revenue.

Questions

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Avidbank Holdings, Inc.: $347 M ÷ $296 M (30 Jun 2026) = 1.2.

What is Avidbank Holdings, Inc.'s return on equity?

Avidbank Holdings, Inc. lost 5.6% of its shareholders' money over the last year, lower than 88% of Financial Services companies in United States.

How much does Avidbank Holdings, Inc. owe compared with what it owns?

Avidbank Holdings, Inc. owes $0.89 for every $1 it owns (high), higher than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Avidbank Holdings, Inc. pay a dividend?

No. Avidbank Holdings, Inc. does not currently pay a dividend.

Is Avidbank Holdings, Inc.'s revenue growing?

Revenue fell 62% in the year to Dec 2025.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

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