Avidia Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Avidia Bancorp, Inc.'s yearly results, compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
—Data incomplete
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 81% of Financial Services companies in United States.
Tangible Net Worth Ratio
96%Of every $100 of net worth, $96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 80% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Avidia Bancorp, Inc. owes $0.86 for every $1 it owns. Avidia Bancorp, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
23.9Investors pay $23.9 for every $1 of Avidia Bancorp, Inc.'s yearly profit, higher than 82% of Financial Services companies in United States.
P/B ratio
1.07The share price is 1.07 times Avidia Bancorp, Inc.'s book value per share, lower than 66% of Financial Services companies in United States.
Market cap
$419 MThe total market value of all of Avidia Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 63% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$390 MWhat Avidia Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$21.09Net worth divided by the number of shares. The share price of $22.66 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
6.1%Avidia Bancorp, Inc. earned 6.1% on its shareholders' money over the last year, lower than 73% of Financial Services companies in United States.
Owes vs Owns
0.86×Avidia Bancorp, Inc. owes $0.86 for every $1 it owns (high), higher than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.72%Avidia Bancorp, Inc. pays 0.72% of its share price as dividends a year, lower than 94% of dividend-paying Financial Services companies in United States.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025.
Profit growth
LossAvidia Bancorp, Inc. made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-3.3%Avidia Bancorp, Inc. lost $3 for every $100 of revenue.
Questions
What is Avidia Bancorp, Inc.'s P/E ratio?
Investors pay $23.9 for every $1 of Avidia Bancorp, Inc.'s yearly profit, higher than 82% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Avidia Bancorp, Inc.: $419 M ÷ $390 M (30 Jun 2026) = 1.1.
What is Avidia Bancorp, Inc.'s return on equity?
Avidia Bancorp, Inc. earned 6.1% on its shareholders' money over the last year, lower than 73% of Financial Services companies in United States.
How much does Avidia Bancorp, Inc. owe compared with what it owns?
Avidia Bancorp, Inc. owes $0.86 for every $1 it owns (high), higher than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Avidia Bancorp, Inc. pay a dividend?
Yes. Avidia Bancorp, Inc. pays 0.72% of its share price as dividends a year, lower than 94% of dividend-paying Financial Services companies in United States.
Is Avidia Bancorp, Inc.'s revenue growing?
Revenue rose 17% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.