Aviva plc
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Aviva plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 9% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 110% of profit over the same period. Bigger rise in share count than 97% of Financial Services companies in United Kingdom.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 78% of Financial Services companies in United Kingdom.
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every £100 the company owns, £98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 70% of Financial Services companies in United Kingdom.
Tangible Net Worth Ratio
39%Of every £100 of net worth, £39 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 83% of Financial Services companies in United Kingdom.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Aviva plc owes £0.98 for every £1 it owns. Net profit rose 51% in the year to Dec 2025.
Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.
P/E ratio
42.1Investors pay £42.1 for every £1 of Aviva plc's yearly profit, higher than 97% of Financial Services companies in United Kingdom.
P/B ratio
2.16The share price is 2.16 times Aviva plc's book value per share, higher than 59% of Financial Services companies in United Kingdom.
Market cap
£21.4 BThe total market value of all of Aviva plc's shares at today's price (share price × number of shares), smaller than 53% of Financial Services companies in United Kingdom. PosiCap size class: Tito Cap.
Net worth (book value)
£9.9 BWhat Aviva plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
£3.31Net worth divided by the number of shares. The share price of £7.16 is 2.2 times this, which is the P/B above.
Return on equity (ROE)
7.1%Aviva plc earned 7.1% on its shareholders' money over the last year, lower than 91% of Financial Services companies in United Kingdom.
Owes vs Owns
0.98×Aviva plc owes £0.98 for every £1 it owns (high), higher than 78% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.
Dividend yield
5.63%Aviva plc pays 5.63% of its share price as dividends a year, higher than 84% of dividend-paying Financial Services companies in United Kingdom.
Revenue growth
+44%Revenue rose 44% in the year to Dec 2025.
Profit growth
+51%Net profit rose 51% in the year to Dec 2025.
Profit margin
1.8%Aviva plc keeps £2 of every £100 of revenue as net profit.
Questions
What is Aviva plc's P/E ratio?
Investors pay £42.1 for every £1 of Aviva plc's yearly profit, higher than 97% of Financial Services companies in United Kingdom.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Aviva plc: £21.4 B ÷ £9.9 B (30 Jun 2026) = 2.2.
What is Aviva plc's return on equity?
Aviva plc earned 7.1% on its shareholders' money over the last year, lower than 91% of Financial Services companies in United Kingdom.
How much does Aviva plc owe compared with what it owns?
Aviva plc owes £0.98 for every £1 it owns (high), higher than 78% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.
Does Aviva plc pay a dividend?
Yes. Aviva plc pays 5.63% of its share price as dividends a year, higher than 84% of dividend-paying Financial Services companies in United Kingdom.
Is Aviva plc's revenue growing?
Revenue rose 44% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.