ATIF Holdings Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ATIF Holdings Limited's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than almost all Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than almost all Financial Services companies in United States.
- Shareholder Slice Ratio: Share count rose 146% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 28%
Sales fell 28% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-28% / +28%In 3 years sales changed by -28% while total assets changed by +28%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than almost all Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than almost all Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
ATIF Holdings Limited made a loss over the last year. ATIF Holdings Limited owes $0.04 for every $1 it owns. ATIF Holdings Limited made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Jul 2025.
P/E ratio
LossATIF Holdings Limited made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
4.89The share price is 4.89 times ATIF Holdings Limited's book value per share, higher than 93% of Financial Services companies in United States.
Market cap
$189 MThe total market value of all of ATIF Holdings Limited's shares at today's price (share price × number of shares), smaller than 83% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$39 MWhat ATIF Holdings Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Jan 2026).
Book value per share
$1.75Net worth divided by the number of shares. The share price of $8.55 is 4.9 times this, which is the P/B above.
Return on equity (ROE)
-11.2%ATIF Holdings Limited lost 11.2% of its shareholders' money over the last year, lower than 91% of Financial Services companies in United States.
Owes vs Owns
0.04×ATIF Holdings Limited owes $0.04 for every $1 it owns (low), lower than 90% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneATIF Holdings Limited does not currently pay a dividend.
Revenue growth
+94%Revenue rose 94% in the year to Jul 2025, and shrank 10% a year on average over 3 years.
Profit growth
LossATIF Holdings Limited made a loss in each of the last two years.
Profit margin
-383.2%ATIF Holdings Limited lost $383 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ATIF Holdings Limited: $189 M ÷ $39 M (31 Jan 2026) = 4.9.
What is ATIF Holdings Limited's return on equity?
ATIF Holdings Limited lost 11.2% of its shareholders' money over the last year, lower than 91% of Financial Services companies in United States.
How much does ATIF Holdings Limited owe compared with what it owns?
ATIF Holdings Limited owes $0.04 for every $1 it owns (low), lower than 90% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does ATIF Holdings Limited pay a dividend?
No. ATIF Holdings Limited does not currently pay a dividend.
Is ATIF Holdings Limited's revenue growing?
Revenue rose 94% in the year to Jul 2025, and shrank 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.