Auburn National Bancorporation, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Auburn National Bancorporation, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 8% in 3 years, but profit fell: $131 less profit per $100 of extra sales. Lower than 95% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$131Sales grew 8% in 3 years, but profit fell: $131 less profit per $100 of extra sales.
Lower than 95% of Financial Services companies in United States.
Asset Productivity Ratio
+8% / -0%In 3 years sales changed by +8% while total assets changed by -0%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Auburn National Bancorporation, Inc. owes $0.91 for every $1 it owns. Net profit rose 13% in the year to Dec 2025, and shrank 11% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.0Investors pay $11.0 for every $1 of Auburn National Bancorporation, Inc.'s yearly profit, lower than 69% of Financial Services companies in United States.
P/B ratio
0.98The share price is 0.98 times Auburn National Bancorporation, Inc.'s book value per share, lower than 72% of Financial Services companies in United States.
Market cap
$92 MThe total market value of all of Auburn National Bancorporation, Inc.'s shares at today's price (share price × number of shares), smaller than 91% of Financial Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$94 MWhat Auburn National Bancorporation, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$26.94Net worth divided by the number of shares. The share price of $26.50 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
9.3%Auburn National Bancorporation, Inc. earned 9.3% on its shareholders' money over the last year, lower than 59% of Financial Services companies in United States.
Owes vs Owns
0.91×Auburn National Bancorporation, Inc. owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.08%Auburn National Bancorporation, Inc. pays 4.08% of its share price as dividends a year, higher than 69% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Dec 2025, and shrank 11% a year on average over 3 years.
Profit margin
22.1%Auburn National Bancorporation, Inc. keeps $22 of every $100 of revenue as net profit.
Questions
What is Auburn National Bancorporation, Inc.'s P/E ratio?
Investors pay $11.0 for every $1 of Auburn National Bancorporation, Inc.'s yearly profit, lower than 69% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Auburn National Bancorporation, Inc.: $92 M ÷ $94 M (30 Jun 2026) = 1.0.
What is Auburn National Bancorporation, Inc.'s return on equity?
Auburn National Bancorporation, Inc. earned 9.3% on its shareholders' money over the last year, lower than 59% of Financial Services companies in United States.
How much does Auburn National Bancorporation, Inc. owe compared with what it owns?
Auburn National Bancorporation, Inc. owes $0.91 for every $1 it owns (high), higher than 88% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Auburn National Bancorporation, Inc. pay a dividend?
Yes. Auburn National Bancorporation, Inc. pays 4.08% of its share price as dividends a year, higher than 69% of dividend-paying Financial Services companies in United States.
Is Auburn National Bancorporation, Inc.'s revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.