AU Small Finance Bank Limited — Overview & Financial Snapshot
AU Small Finance Bank Limited (NSE: AUBANK) is a Financial Services company,
ranked #3,774 of 6,774 companies globally and #1,862 of 2,400 in India on PositoAI,
with a Positivity Score of 20,232.
Its market capitalisation is ₹71,486.78 Cr, P/E ratio is 25.2 and P/B ratio is 3.58.
It has no active red flags (PosiRed) or yellow flags (PosiYellow) on record.
For financial statements, ratio trends and score history, Go Deep →
AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It offers savings, NRI, corporate salary, senior citizen, women and family, minor, current, premium banking, special offerings, RERA and escrow, collection, share capital and dividend, EXIM, institution current, government banking, Forex, SNRR, and grouping of business and personal accounts; and fixed, recurring, FCNR, and green fixed deposits. The company also provides home, car, commercial vehicle and equipment, gold, personal, two-wheeler, tractor, micro business, working capital, term, commercial vehicle, and tractor loans; loan secured by vehicle, and against FD and property; supply chain finance, renewables funding, real estate funding and project finance, and NBFC and startup funding; and trade finance, such as letter of credit, bank guarantees, buyer's credit, export credit, and Forex and hedging solutions. In addition, it offers cards and payments, including debit and credit cards, ATM and micro-ATM, UPI/Scan and Pay, fund transfer, doorstep banking, international payments, bill pay, mobile recharge, FASTag, and tax payments; AU 0101 and AU 0101 Business applications; and wealth products comprising mutual funds, ASBA/IPO, PMS/AIF/Bonds, and 3-in-1 trading and demat accounts. Further, the company provides life, health, and general insurance; and locker products. It serves urban, semi-urban, and rural markets, as well as salaried and self-employed individuals, small businesses, merchants, women entrepreneurs, farmers, micro-enterprises, and emerging affluent households. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Mumbai, India.
P/B Ratio3.58
P/E Ratio25.2
D/E Ratio0.69
ROE (calculated)14.17%
Owes vs Owns ?0.90× High₹0.90 owed for every ₹1 it owns · balance sheet Mar 2026Usually higher for banks and lenders.
AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It offers savings, NRI, corporate salary, senior citizen, women and family, minor, current, premium banking, special…
What is AU Small Finance Bank Limited's P/E and P/B ratio?
AU Small Finance Bank Limited has a P/E ratio of 25.2 and a P/B ratio of 3.58.
What is AU Small Finance Bank Limited's debt-to-equity ratio?
AU Small Finance Bank Limited has a debt-to-equity ratio of 0.69.
How much does AU Small Finance Bank Limited owe compared with what it owns?
AU Small Finance Bank Limited owes ₹0.90 for every ₹1 it owns (balance sheet Mar 2026), which is high. Banks and lenders usually show higher figures.
What is AU Small Finance Bank Limited's Positivity rank?
AU Small Finance Bank Limited is ranked #3,774 of 6,774 companies globally and #1,862 of 2,400 in India on PositoAI, with a Positivity Score of 20,232.
Does AU Small Finance Bank Limited have any SEBI orders, red flags (PosiRed) or yellow flags (PosiYellow)?
No active red flags (PosiRed) or yellow flags (PosiYellow) are currently on record for AU Small Finance Bank Limited.
Where can I read the latest news about AU Small Finance Bank Limited?
Recent headlines about AU Small Finance Bank Limited from the last 30 days, with links to the original articles, are on its News page on PositoAI.
Does AU Small Finance Bank Limited have a PositoAI PosiShot or QR code?
Yes. A dated PosiShot of AU Small Finance Bank Limited's current position, a PosiQR code for its live profile and a ready-made dated mention are available on its For this company page on PositoAI.
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