Ames National Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Ames National Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$7Sales grew 6% in 3 years, but profit fell: $7 less profit per $100 of extra sales.
Lower than 81% of Financial Services companies in United States.
Asset Productivity Ratio
+6% / -0%In 3 years sales changed by +6% while total assets changed by -0%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 78% of Financial Services companies in United States.
Tangible Net Worth Ratio
94%Of every $100 of net worth, $94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 73% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Ames National Corporation owes $0.90 for every $1 it owns. Net profit rose 86% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.7Investors pay $11.7 for every $1 of Ames National Corporation's yearly profit, lower than 60% of Financial Services companies in United States.
P/B ratio
1.40The share price is 1.40 times Ames National Corporation's book value per share, higher than 61% of Financial Services companies in United States.
Market cap
$298 MThe total market value of all of Ames National Corporation's shares at today's price (share price × number of shares), smaller than 72% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$213 MWhat Ames National Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.06Net worth divided by the number of shares. The share price of $33.70 is 1.4 times this, which is the P/B above.
Return on equity (ROE)
12.5%Ames National Corporation earned 12.5% on its shareholders' money over the last year, higher than 63% of Financial Services companies in United States.
Owes vs Owns
0.90×Ames National Corporation owes $0.90 for every $1 it owns (high), higher than 80% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.83%Ames National Corporation pays 2.83% of its share price as dividends a year, higher than 50% of dividend-paying Financial Services companies in United States.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit growth
+86%Net profit rose 86% in the year to Dec 2025, and shrank 0% a year on average over 3 years.
Profit margin
28.5%Ames National Corporation keeps $28 of every $100 of revenue as net profit.
Questions
What is Ames National Corporation's P/E ratio?
Investors pay $11.7 for every $1 of Ames National Corporation's yearly profit, lower than 60% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Ames National Corporation: $298 M ÷ $213 M (30 Jun 2026) = 1.4.
What is Ames National Corporation's return on equity?
Ames National Corporation earned 12.5% on its shareholders' money over the last year, higher than 63% of Financial Services companies in United States.
How much does Ames National Corporation owe compared with what it owns?
Ames National Corporation owes $0.90 for every $1 it owns (high), higher than 80% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Ames National Corporation pay a dividend?
Yes. Ames National Corporation pays 2.83% of its share price as dividends a year, higher than 50% of dividend-paying Financial Services companies in United States.
Is Ames National Corporation's revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.