Aptus Value Housing Finance India Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Aptus Value Housing Finance India Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹60Sales grew 86% in 3 years; of every extra ₹100 of sales, ₹60 became extra profit.
Higher than 79% of Financial Services companies in India.
Asset Productivity Ratio
+86% / +82%In 3 years sales changed by +86% while total assets changed by +82%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 77% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 81% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Aptus Value Housing Finance India Limited owes ₹0.61 for every ₹1 it owns. Net profit rose 26% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
10.3Investors pay ₹10.3 for every ₹1 of Aptus Value Housing Finance India Limited's yearly profit, lower than 69% of Financial Services companies in India.
P/B ratio
2.00The share price is 2.00 times Aptus Value Housing Finance India Limited's book value per share, higher than 61% of Financial Services companies in India.
Market cap
₹10,108 CrThe total market value of all of Aptus Value Housing Finance India Limited's shares at today's price (share price × number of shares), larger than 57% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹5,060 CrWhat Aptus Value Housing Finance India Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹101.03Net worth divided by the number of shares. The share price of ₹201.82 is 2.0 times this, which is the P/B above.
Return on equity (ROE)
19.4%Aptus Value Housing Finance India Limited earned 19.4% on its shareholders' money over the last year, higher than 89% of Financial Services companies in India.
Owes vs Owns
0.61×Aptus Value Housing Finance India Limited owes ₹0.61 for every ₹1 it owns (moderate), lower than 54% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
2.32%Aptus Value Housing Finance India Limited pays 2.32% of its share price as dividends a year, higher than 82% of dividend-paying Financial Services companies in India.
Revenue growth
+27%Revenue rose 27% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Profit growth
+26%Net profit rose 26% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Profit margin
59.0%Aptus Value Housing Finance India Limited keeps ₹59 of every ₹100 of revenue as net profit.
Questions
What is Aptus Value Housing Finance India Limited's P/E ratio?
Investors pay ₹10.3 for every ₹1 of Aptus Value Housing Finance India Limited's yearly profit, lower than 69% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Aptus Value Housing Finance India Limited: ₹10,108 Cr ÷ ₹5,060 Cr (31 Mar 2026) = 2.0.
What is Aptus Value Housing Finance India Limited's return on equity?
Aptus Value Housing Finance India Limited earned 19.4% on its shareholders' money over the last year, higher than 89% of Financial Services companies in India.
How much does Aptus Value Housing Finance India Limited owe compared with what it owns?
Aptus Value Housing Finance India Limited owes ₹0.61 for every ₹1 it owns (moderate), lower than 54% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Aptus Value Housing Finance India Limited pay a dividend?
Yes. Aptus Value Housing Finance India Limited pays 2.32% of its share price as dividends a year, higher than 82% of dividend-paying Financial Services companies in India.
Is Aptus Value Housing Finance India Limited's revenue growing?
Revenue rose 27% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.