Amerant Bancorp Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Amerant Bancorp Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 89% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$10Sales grew 33% in 3 years, but profit fell: $10 less profit per $100 of extra sales.
Lower than 82% of Financial Services companies in United States.
Asset Productivity Ratio
+33% / +7%In 3 years sales changed by +33% while total assets changed by +7%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 89% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 87% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Amerant Bancorp Inc. owes $0.91 for every $1 it owns. Amerant Bancorp Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
21.3Investors pay $21.3 for every $1 of Amerant Bancorp Inc.'s yearly profit, higher than 77% of Financial Services companies in United States.
P/B ratio
1.27The share price is 1.27 times Amerant Bancorp Inc.'s book value per share, lower than 52% of Financial Services companies in United States.
Market cap
$1.2 BThe total market value of all of Amerant Bancorp Inc.'s shares at today's price (share price × number of shares), larger than 58% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$914 MWhat Amerant Bancorp Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$23.33Net worth divided by the number of shares. The share price of $29.66 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
6.1%Amerant Bancorp Inc. earned 6.1% on its shareholders' money over the last year, lower than 72% of Financial Services companies in United States.
Owes vs Owns
0.91×Amerant Bancorp Inc. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.24%Amerant Bancorp Inc. pays 1.24% of its share price as dividends a year, lower than 85% of dividend-paying Financial Services companies in United States.
Revenue growth
+37%Revenue rose 37% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit growth
Back to profitAmerant Bancorp Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
12.5%Amerant Bancorp Inc. keeps $13 of every $100 of revenue as net profit.
Questions
What is Amerant Bancorp Inc.'s P/E ratio?
Investors pay $21.3 for every $1 of Amerant Bancorp Inc.'s yearly profit, higher than 77% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Amerant Bancorp Inc.: $1.2 B ÷ $914 M (30 Jun 2026) = 1.3.
What is Amerant Bancorp Inc.'s return on equity?
Amerant Bancorp Inc. earned 6.1% on its shareholders' money over the last year, lower than 72% of Financial Services companies in United States.
How much does Amerant Bancorp Inc. owe compared with what it owns?
Amerant Bancorp Inc. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Amerant Bancorp Inc. pay a dividend?
Yes. Amerant Bancorp Inc. pays 1.24% of its share price as dividends a year, lower than 85% of dividend-paying Financial Services companies in United States.
Is Amerant Bancorp Inc.'s revenue growing?
Revenue rose 37% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.