AMERISAFE, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from AMERISAFE, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 8% in 3 years, but profit fell: $37 less profit per $100 of extra sales. Lower than 89% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$37Sales grew 8% in 3 years, but profit fell: $37 less profit per $100 of extra sales.
Lower than 89% of Financial Services companies in United States.
Asset Productivity Ratio
+8% / -11%In 3 years sales changed by +8% while total assets changed by -11%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
AMERISAFE, Inc. owes $0.78 for every $1 it owns. Net profit fell 15% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.7Investors pay $10.7 for every $1 of AMERISAFE, Inc.'s yearly profit, lower than 73% of Financial Services companies in United States.
P/B ratio
1.97The share price is 1.97 times AMERISAFE, Inc.'s book value per share, higher than 79% of Financial Services companies in United States.
Market cap
$493 MThe total market value of all of AMERISAFE, Inc.'s shares at today's price (share price × number of shares), smaller than 59% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$250 MWhat AMERISAFE, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$13.49Net worth divided by the number of shares. The share price of $26.58 is 2.0 times this, which is the P/B above.
Return on equity (ROE)
18.2%AMERISAFE, Inc. earned 18.2% on its shareholders' money over the last year, higher than 83% of Financial Services companies in United States.
Owes vs Owns
0.78×AMERISAFE, Inc. owes $0.78 for every $1 it owns (moderate), lower than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
6.43%AMERISAFE, Inc. pays 6.43% of its share price as dividends a year, higher than 81% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit growth
-15%Net profit fell 15% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit margin
14.9%AMERISAFE, Inc. keeps $15 of every $100 of revenue as net profit.
Questions
What is AMERISAFE, Inc.'s P/E ratio?
Investors pay $10.7 for every $1 of AMERISAFE, Inc.'s yearly profit, lower than 73% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For AMERISAFE, Inc.: $493 M ÷ $250 M (30 Jun 2026) = 2.0.
What is AMERISAFE, Inc.'s return on equity?
AMERISAFE, Inc. earned 18.2% on its shareholders' money over the last year, higher than 83% of Financial Services companies in United States.
How much does AMERISAFE, Inc. owe compared with what it owns?
AMERISAFE, Inc. owes $0.78 for every $1 it owns (moderate), lower than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does AMERISAFE, Inc. pay a dividend?
Yes. AMERISAFE, Inc. pays 6.43% of its share price as dividends a year, higher than 81% of dividend-paying Financial Services companies in United States.
Is AMERISAFE, Inc.'s revenue growing?
Revenue rose 3% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.