Amalgamated Financial Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Amalgamated Financial Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 90% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$36Sales grew 24% in 3 years; of every extra $100 of sales, $36 became extra profit.
Higher than 63% of Financial Services companies in United States.
Asset Productivity Ratio
+24% / +13%In 3 years sales changed by +24% while total assets changed by +13%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 90% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 88% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Amalgamated Financial Corp. owes $0.91 for every $1 it owns. Net profit fell 2% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.4Investors pay $13.4 for every $1 of Amalgamated Financial Corp.'s yearly profit, higher than 56% of Financial Services companies in United States.
P/B ratio
1.80The share price is 1.80 times Amalgamated Financial Corp.'s book value per share, higher than 76% of Financial Services companies in United States.
Market cap
$1.5 BThe total market value of all of Amalgamated Financial Corp.'s shares at today's price (share price × number of shares), larger than 62% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$835 MWhat Amalgamated Financial Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$27.93Net worth divided by the number of shares. The share price of $50.31 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
14.3%Amalgamated Financial Corp. earned 14.3% on its shareholders' money over the last year, higher than 73% of Financial Services companies in United States.
Owes vs Owns
0.91×Amalgamated Financial Corp. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.42%Amalgamated Financial Corp. pays 1.42% of its share price as dividends a year, lower than 81% of dividend-paying Financial Services companies in United States.
Revenue growth
+4%Revenue rose 4% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
-2%Net profit fell 2% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit margin
31.6%Amalgamated Financial Corp. keeps $32 of every $100 of revenue as net profit.
Questions
What is Amalgamated Financial Corp.'s P/E ratio?
Investors pay $13.4 for every $1 of Amalgamated Financial Corp.'s yearly profit, higher than 56% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Amalgamated Financial Corp.: $1.5 B ÷ $835 M (30 Jun 2026) = 1.8.
What is Amalgamated Financial Corp.'s return on equity?
Amalgamated Financial Corp. earned 14.3% on its shareholders' money over the last year, higher than 73% of Financial Services companies in United States.
How much does Amalgamated Financial Corp. owe compared with what it owns?
Amalgamated Financial Corp. owes $0.91 for every $1 it owns (high), higher than 87% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Amalgamated Financial Corp. pay a dividend?
Yes. Amalgamated Financial Corp. pays 1.42% of its share price as dividends a year, lower than 81% of dividend-paying Financial Services companies in United States.
Is Amalgamated Financial Corp.'s revenue growing?
Revenue rose 4% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.