Allianz SE
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Allianz SE's yearly results (2022–2025), compared with companies in Germany. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every €100 the company owns, €98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 86% of companies in Germany.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 82% of companies in Germany.
Growth Efficiency Ratio
€8Sales grew 72% in 3 years; of every extra €100 of sales, €8 became extra profit.
Lower than 71% of companies in Germany.
Asset Productivity Ratio
+72% / +9%In 3 years sales changed by +72% while total assets changed by +9%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every €100 the company owns, €98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 86% of companies in Germany.
Tangible Net Worth Ratio
70%Of every €100 of net worth, €70 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 62% of companies in Germany.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Allianz SE owes €0.94 for every €1 it owns. Net profit rose 8% in the year to Dec 2025, and grew 19% a year on average over 3 years.
Compared with companies in Germany · latest annual results Dec 2025.
P/E ratio
14.2Investors pay €14.2 for every €1 of Allianz SE's yearly profit, lower than 68% of companies in Germany.
P/B ratio
2.61The share price is 2.61 times Allianz SE's book value per share, higher than 64% of companies in Germany.
Market cap
€164.1 BThe total market value of all of Allianz SE's shares at today's price (share price × number of shares), larger than 93% of companies in Germany. PosiCap size class: Tito Cap.
Net worth (book value)
€62.9 BWhat Allianz SE would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
€165.75Net worth divided by the number of shares. The share price of €432.60 is 2.6 times this, which is the P/B above.
Return on equity (ROE)
19.6%Allianz SE earned 19.6% on its shareholders' money over the last year, higher than 78% of companies in Germany.
Owes vs Owns
0.94×Allianz SE owes €0.94 for every €1 it owns (high), higher than 91% of companies in Germany. Banks and lenders usually show higher figures.
Dividend yield
3.96%Allianz SE pays 3.96% of its share price as dividends a year, higher than 74% of dividend-paying companies in Germany.
Revenue growth
-2%Revenue fell 2% in the year to Dec 2025, and grew 20% a year on average over 3 years.
Profit growth
+8%Net profit rose 8% in the year to Dec 2025, and grew 19% a year on average over 3 years.
Profit margin
7.8%Allianz SE keeps €8 of every €100 of revenue as net profit.
Questions
What is Allianz SE's P/E ratio?
Investors pay €14.2 for every €1 of Allianz SE's yearly profit, lower than 68% of companies in Germany.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Allianz SE: €164.1 B ÷ €62.9 B (30 Jun 2026) = 2.6.
What is Allianz SE's return on equity?
Allianz SE earned 19.6% on its shareholders' money over the last year, higher than 78% of companies in Germany.
How much does Allianz SE owe compared with what it owns?
Allianz SE owes €0.94 for every €1 it owns (high), higher than 91% of companies in Germany. Banks and lenders usually show higher figures.
Does Allianz SE pay a dividend?
Yes. Allianz SE pays 3.96% of its share price as dividends a year, higher than 74% of dividend-paying companies in Germany.
Is Allianz SE's revenue growing?
Revenue fell 2% in the year to Dec 2025, and grew 20% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.