Alkami Technology, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Alkami Technology, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $32 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 92% of Technology companies in United States.
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 87% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
1.9×Over the last 3 years its own operating cash covered its investment spending (capex) 1.9 times.
Lower than 59% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 54% of Technology companies in United States.
Growth Efficiency Ratio
$5Sales grew 117% in 3 years; of every extra $100 of sales, $5 became extra profit.
Lower than 68% of Technology companies in United States.
Asset Productivity Ratio
+117% / +73%In 3 years sales changed by +117% while total assets changed by +73%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
27.2×Debt due within a year is covered 27.2 times by its yearly operating cash.
Higher than 79% of Technology companies in United States.
Cash Cushion Ratio
−16%Debt, after subtracting cash, equals 16% of its market value (net debt).
Lower than 76% of Technology companies in United States.
Tangible Assets Ratio
32%Of every $100 the company owns, $32 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 92% of Technology companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 87% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Alkami Technology, Inc. made a loss over the last year. Alkami Technology, Inc. owes $0.56 for every $1 it owns. Alkami Technology, Inc. made a loss in each of the last two years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
LossAlkami Technology, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
4.70The share price is 4.70 times Alkami Technology, Inc.'s book value per share, higher than 64% of Technology companies in United States.
Market cap
$1.7 BThe total market value of all of Alkami Technology, Inc.'s shares at today's price (share price × number of shares), larger than 51% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$363 MWhat Alkami Technology, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$3.39Net worth divided by the number of shares. The share price of $15.95 is 4.7 times this, which is the P/B above.
Return on equity (ROE)
-12.8%Alkami Technology, Inc. lost 12.8% of its shareholders' money over the last year, lower than 68% of Technology companies in United States.
Owes vs Owns
0.56×Alkami Technology, Inc. owes $0.56 for every $1 it owns (moderate), higher than 61% of Technology companies in United States.
Dividend yield
NoneAlkami Technology, Inc. does not currently pay a dividend.
Revenue growth
+33%Revenue rose 33% in the year to Dec 2025, and grew 30% a year on average over 3 years.
Profit growth
LossAlkami Technology, Inc. made a loss in each of the last two years.
Profit margin
-10.7%Alkami Technology, Inc. lost $11 for every $100 of revenue.
Interest cover
Not coveredAlkami Technology, Inc.'s operating profit did not cover its interest costs in the year to Dec 2025.
Cash vs debt
Net debtAlkami Technology, Inc. had $269 M more debt than cash (net debt) at Dec 2025.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Alkami Technology, Inc.: $1.7 B ÷ $363 M (30 Jun 2026) = 4.7.
What is Alkami Technology, Inc.'s return on equity?
Alkami Technology, Inc. lost 12.8% of its shareholders' money over the last year, lower than 68% of Technology companies in United States.
How much does Alkami Technology, Inc. owe compared with what it owns?
Alkami Technology, Inc. owes $0.56 for every $1 it owns (moderate), higher than 61% of Technology companies in United States.
Does Alkami Technology, Inc. pay a dividend?
No. Alkami Technology, Inc. does not currently pay a dividend.
Is Alkami Technology, Inc.'s revenue growing?
Revenue rose 33% in the year to Dec 2025, and grew 30% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.